Financial education | European Banking Authority

The EBA takes a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by reviewing and coordinating financial literacy and education initiatives by the national supervisory authorities.

Over the years, the EBA published several reports, factsheets and warnings with the aim to equip consumers with the knowledge, skills, and confidence to make informed financial decisions, manage risks, and improve their overall financial well-being. Some initiatives have also been developed jointly with the European Supervisory Authorities (EIOPA, the European Insurance and Occupational Pensions Authority and ESMA , the European Securities and Markets Authority).

Factsheets

Online financial frauds and scams in an AI world

Online financial frauds and scams in an AI world

(1.69 MB - PDF)

Deutsch (Deutschland) (1.6 MB - PDF)

Deutsch (Liechtenstein) (1.6 MB - PDF)

Deutsch (Luxembourg) (1.6 MB - PDF)

Deutsch (Österreich) (1.6 MB - PDF)

English (Cyprus) (1.55 MB - PDF)

English (Denmark) (1.56 MB - PDF)

English (Finland) (1.57 MB - PDF)

English (Ireland) (1.82 MB - PDF)

English (Liechtenstein) (1.53 MB - PDF)

English (Luxembourg) (1.55 MB - PDF)

English (Malta) (1.58 MB - PDF)

Gaeilge (1.58 MB - PDF)

Nederlands (1.6 MB - PDF)

Nederlands (België) (1.58 MB - PDF)

Polski (1.6 MB - PDF)

Português (1.62 MB - PDF)

Română (1.55 MB - PDF)

Slovenčina (1.56 MB - PDF)

Slovenščina (1.6 MB - PDF)

dansk (1.6 MB - PDF)

eesti keel (1.56 MB - PDF)

español (1) (1.6 MB - PDF)

français (1.61 MB - PDF)

français (Belgique) (1.6 MB - PDF)

français (Luxembourg) (1.58 MB - PDF)

hrvatski (1.62 MB - PDF)

italiano (1.56 MB - PDF)

latviešu valoda (1.57 MB - PDF)

lietuviu kalba (1.52 MB - PDF)

magyar (1.58 MB - PDF)

suomi (1.57 MB - PDF)

svenska (1.58 MB - PDF)

svenska (Finland) (1.58 MB - PDF)

íslenska (1.56 MB - PDF)

čeština (1.55 MB - PDF)

Ελληνικά (1.53 MB - PDF)

Ελληνικά (Κυπριακή) (1.56 MB - PDF)

български (1.6 MB - PDF)

Press release

Crypto fraud and scams: stay alert and protect yourself

Crypto fraud and scams: stay alert and protect yourself

(1.69 MB - PDF)

Deutsch (Deutschland) (1.69 MB - PDF)

Deutsch (Liechtenstein) (1.68 MB - PDF)

Deutsch (Luxembourg) (1.68 MB - PDF)

Deutsch (Österreich) (1.68 MB - PDF)

English (Cyprus) (1.67 MB - PDF)

English (Denmark) (1.68 MB - PDF)

English (Finland) (1.67 MB - PDF)

English (Ireland) (1.83 MB - PDF)

English (Liechtenstein) (1.67 MB - PDF)

English (Luxembourg) (1.67 MB - PDF)

English (Malta) (1.67 MB - PDF)

Malti (1.66 MB - PDF)

Nederlands (1.69 MB - PDF)

Nederlands (België) (1.68 MB - PDF)

Polski (1.71 MB - PDF)

Português (1.68 MB - PDF)

Română (1.63 MB - PDF)

Slovenčina (1.63 MB - PDF)

Slovenščina (1.66 MB - PDF)

dansk (1.68 MB - PDF)

eesti keel (1.66 MB - PDF)

español (1) (1.66 MB - PDF)

français (1.69 MB - PDF)

français (Belgique) (1.69 MB - PDF)

français (Luxembourg) (1.67 MB - PDF)

hrvatski (1.86 MB - PDF)

italiano (1.66 MB - PDF)

latviešu valoda (1.67 MB - PDF)

lietuviu kalba (1.7 MB - PDF)

magyar (1.67 MB - PDF)

suomi (1.69 MB - PDF)

svenska (1.66 MB - PDF)

svenska (Finland) (1.63 MB - PDF)

íslenska (1.66 MB - PDF)

čeština (1.63 MB - PDF)

Ελληνικά (1.62 MB - PDF)

Ελληνικά (Κυπριακή) (1.67 MB - PDF)

български (1.61 MB - PDF)

Press release

Updated Joint ESAs revised warning on crypto-assets

Updated Joint ESAs revised warning on crypto-assets

(670.59 KB - PDF)

íslenska (743.13 KB - PDF)

bgБългарски (614.93 KB - PDF)

csČeština (687.45 KB - PDF)

daDansk (619.21 KB - PDF)

deDeutsch (621.53 KB - PDF)

elΕλληνικά (668.58 KB - PDF)

esEspañol (646.98 KB - PDF)

etEesti (616.8 KB - PDF)

fiSuomi (616.47 KB - PDF)

frFrançais (724.3 KB - PDF)

gaGaeilge (616.67 KB - PDF)

hrHrvatski (640.81 KB - PDF)

huMagyar (650.11 KB - PDF)

itItaliano (637.81 KB - PDF)

ltLietuvių (635.48 KB - PDF)

lvLatviešu (632.29 KB - PDF)

mtMalti (691 KB - PDF)

nlNederlands (620.37 KB - PDF)

plPolski (618.99 KB - PDF)

ptPortuguês (621.39 KB - PDF)

roRomână (684.12 KB - PDF)

skSlovenčina (637.67 KB - PDF)

slSlovenščina (643 KB - PDF)

svSvenska (617.64 KB - PDF)

Press release

Joint ESAs Factsheet on crypto-assets_EN.pdf

Joint ESAs Factsheet on crypto-assets

(804.35 KB - PDF)

Deutsch (Deutschland) (712.07 KB - PDF)

Deutsch (Liechtenstein) (735.69 KB - PDF)

Deutsch (Luxembourg) (767.2 KB - PDF)

Deutsch (Österreich) (720.05 KB - PDF)

English (Cyprus) (703.44 KB - PDF)

English (Denmark) (709.65 KB - PDF)

English (Finland) (702.27 KB - PDF)

English (Ireland) (702.34 KB - PDF)

English (Liechtenstein) (702.13 KB - PDF)

English (Luxembourg) (703 KB - PDF)

English (Malta) (708.31 KB - PDF)

English (Netherlands) (718.16 KB - PDF)

Gaeilge (700.52 KB - PDF)

Malti (775.71 KB - PDF)

Nederlands (723.84 KB - PDF)

Nederlands (België) (746.88 KB - PDF)

Polski (686.48 KB - PDF)

Português (720.8 KB - PDF)

Română (706.59 KB - PDF)

Slovenčina (687.03 KB - PDF)

Slovenščina (693.82 KB - PDF)

dansk (702.41 KB - PDF)

español (1) (833.07 KB - PDF)

français (821.14 KB - PDF)

français (Belgique) (697.32 KB - PDF)

français (Luxembourg) (694.47 KB - PDF)

hrvatski (629.76 KB - PDF)

italiano (709.12 KB - PDF)

latviešu valoda (767.33 KB - PDF)

lietuviu kalba (691.82 KB - PDF)

magyar (729.62 KB - PDF)

suomi (694.05 KB - PDF)

svenska (701.93 KB - PDF)

svenska (Finland) (695.3 KB - PDF)

íslenska (707.97 KB - PDF)

čeština (740.25 KB - PDF)

Ελληνικά (701.76 KB - PDF)

Ελληνικά (Κυπριακή) (723.58 KB - PDF)

български (691.57 KB - PDF)

Press release

ESAs joint committee interactive factsheet on financial education and sustainable finance

ESAs joint committee interactive factsheet on financial education and sustainable finance

(1.21 MB - PDF)

Deutsch (Deutschland) (1.22 MB - PDF)

Deutsch (Luxembourg) (1.22 MB - PDF)

Deutsch (Österreich) (1.23 MB - PDF)

English (Ireland) (1.22 MB - PDF)

English (Luxembourg) (1.31 MB - PDF)

English (Malta) (1.22 MB - PDF)

Gaeilge (1.26 MB - PDF)

Malti (1.29 MB - PDF)

Nederlands (1.28 MB - PDF)

Nederlands (België) (1.29 MB - PDF)

dansk (1.29 MB - PDF)

eesti keel (1.21 MB - PDF)

español (1) (1.08 MB - PDF)

español (2) (1.26 MB - PDF)

français (1.22 MB - PDF)

français (Belgique) (1.23 MB - PDF)

français (Luxembourg) (1.22 MB - PDF)

hrvatski (1.1 MB - PDF)

italiano (1.21 MB - PDF)

latviešu valoda (1.16 MB - PDF)

lietuviu kalba (1.22 MB - PDF)

magyar (1.22 MB - PDF)

suomi (1.26 MB - PDF)

svenska (Finland) (1.32 MB - PDF)

čeština (1.18 MB - PDF)

Ελληνικά (1.29 MB - PDF)

Ελληνικά (Κυπριακή) (1.21 MB - PDF)

български (1.18 MB - PDF)

Press release

How does high inflation and the rise in interest rates affect my money.pdf

How does high inflation and the rise in interest rates affect my money

(3.42 MB - PDF) Last update 27 March 2023

Deutsch (Deutschland) (3.25 MB - PDF)

Deutsch (Luxembourg) (3.26 MB - PDF)

Deutsch (Österreich) (3.26 MB - PDF)

English (Luxembourg) (3.31 MB - PDF)

English (Malta) (3.32 MB - PDF)

Gaeilge (3.21 MB - PDF)

Malti (3.23 MB - PDF)

Nederlands (België) (3.34 MB - PDF)

Polski (3.21 MB - PDF)

Português (3.28 MB - PDF)

Română (3.24 MB - PDF)

Slovenčina (3.2 MB - PDF)

Slovenščina (3.09 MB - PDF)

dansk (3.24 MB - PDF)

eesti keel (3.2 MB - PDF)

español (1) (3.14 MB - PDF)

español (2) (3.14 MB - PDF)

français (3.26 MB - PDF)

français (Belgique) (3.26 MB - PDF)

français (Luxembourg) (3.26 MB - PDF)

hrvatski (3.01 MB - PDF)

italiano (2.89 MB - PDF)

lietuviu kalba (3.29 MB - PDF)

magyar (3.21 MB - PDF)

suomi (3.27 MB - PDF)

svenska (3.18 MB - PDF)

čeština (3.24 MB - PDF)

Ελληνικά (3.19 MB - PDF)

български (3.18 MB - PDF)

Banking

How does high inflation and the rise in interest rates affect my money_Banking.pdf

Financial investments

How does high inflation and the rise in interest rates affect my money_Financial investments.pdf

Pensions

How does high inflation and the rise in interest rates affect my money_Insurance-pensions.pdf

Press release

Interactive video

Coordinating financial education and literacy

Factsheet – Coordinating financial education and literacy

(521.68 KB - PDF) Last update 13 November 2020

Key tips to protect yourself when choosing online or mobile banking services

Key tips to protect yourself when choosing online or mobile banking services

(1.41 MB - PDF) Last update 2 December 2019

Deutsch (Deutschland) (788.72 KB - PDF)

Deutsch (Liechtenstein) (881.98 KB - PDF)

Deutsch (Österreich) (1.32 MB - PDF)

English (Ireland) (1.09 MB - PDF)

Gaeilge (1.41 MB - PDF)

Malti (837.72 KB - PDF)

Nederlands (858.31 KB - PDF)

Polski (2.81 MB - PDF)

Português (709.42 KB - PDF)

Română (830.78 KB - PDF)

Slovenčina (1010.19 KB - PDF)

Slovenščina (818.49 KB - PDF)

dansk (896.16 KB - PDF)

eesti keel (808.86 KB - PDF)

español (1) (707.08 KB - PDF)

français (1.01 MB - PDF)

français (Belgique) (715.35 KB - PDF)

français (Luxembourg) (1.24 MB - PDF)

hrvatski (838.1 KB - PDF)

italiano (1.14 MB - PDF)

latviešu valoda (885.92 KB - PDF)

lietuviu kalba (838.51 KB - PDF)

magyar (769.88 KB - PDF)

norsk (1.09 MB - PDF)

suomi (743.5 KB - PDF)

svenska (1.93 MB - PDF)

íslenska (703.09 KB - PDF)

čeština (1.96 MB - PDF)

Ελληνικά (680.64 KB - PDF)

Ελληνικά (Κυπριακή) (685.48 KB - PDF)

български (1.07 MB - PDF)

Reports

	Thematic Report on national financial education initiatives on digitalization (355.53 KB - PDF) Last update 12 January 2023 Download
	Joint ESAs Thematic Financial Education Repository (1.56 MB - PDF) Last update 11 July 2022 Download
	EBA Financial Education Report 2019/20 (5.15 MB - PDF) Last update 22 October 2020 Download
	EBA Financial Education Report 2017/18 (923.32 KB - PDF) Last update 1 March 2018 Download

Repository of education initiatives

Financial education initiatives by the National Supervisory Authorities - repository

(2.68 MB - PDF) Last update 14 February 2022

Financial education initiatives by the National Supervisory Authorities - summary table

(290.2 KB - PDF) Last update 14 February 2022

EBA repository - National Supervisory Authorities FE initiatives 2019-2020

(1.67 MB - PDF) Last update 1 January 2021

Financial education initiatives country per country

Events