The European Banking Authority (EBA) published today its regular monitoring Report of the full implementation, in 2028, of the final Basel III reforms in the EU. According to this assessment, which is carried out using the same methodology as the one applied by the Basel Committee on Banking Supervision (BCBS), the full Basel III implementation would result in an average increase of 13...

• The use of digital platforms in the EU’s banking and payments sector is growing rapidly and offers opportunities for EU consumers and firms.
• Platformisation is resulting in new dependencies between financial and non-financial firms but supervisors are facing challenges in monitoring developments.
• The EBA sets out measures to strengthen...

The European Banking Authority (EBA) published today its Report on high earners for 2019. The analysis shows that in 2019, 4 963 individuals working for EU banks received a remuneration of more than EUR 1 million, which is mostly the same as in 2018. The average ratio between the variable and fixed remuneration for high earners decreased from 139% in 2018 to 129% in 2019. Institutions...

• Under a very severe scenario, the EU banking sector would stay above a CET1 ratio of 10%, with a capital depletion of EUR 265bn against a starting CET1 ratio of 15%.
• Credit losses, like in previous such exercises, would explain most of the capital depletion. The “lower-for-longer” scenario narrative would also result in a significant decrease in the contribution...

The European Banking Authority (EBA) will organise a high-level conference on 26 October 2021, during which stakeholders from the European Union and beyond will reflect on financial integration in the EU over the last 10 years in the context of rebuilding the financial regulatory framework globally. The panelists will also look at the upcoming challenges for financial services to adapt...

The European Banking Authority (EBA) published today its 2020 Annual Report, which provides a detailed account of all the work the Authority achieved in the past year and anticipates the key areas of focus in the coming year.

2020 was an important year for the EBA as it concludes a 10-year cycle of activities, which have contributed to a more solid banking sector. It...

Ten years of work, growth, and achievements wrapped up in a 3-minute video. Watch our journey from 2011 to 2021.