• Capital and liquidity ratios increased further quarter-over-quarter (QoQ).
• While non-performing loans (NPLs) declined on average, the NPL ratio shows first signs of deterioration in exposures to sectors that are most affected by the COVID-19 crisis.
• The share of stage 2 loans rose across the board. The rise was particularly pronounced for loans...

The European Banking Authority (EBA) launched today a call for research papers in view of its 2021 Policy Research Workshop taking place on 16-17 November 2021 on the topic "The New Normal in the Banking Sector – Reshaping the Insights". The submission deadline is 9 July 2021.

The workshop aims at bringing together economists and researchers from supervisory...

• The EBA invites stakeholders to provide feedback on feasibility of options to increase efficiencies and reduce costs for the entire reporting ecosystem.
• The core areas to set up an integrated system include a data dictionary, a central data collection point and related governance.
• The discussion paper builds on existing experiences and tools for...

The European Banking Authority (EBA) today published its biennial Opinion on risks of money laundering and terrorist financing (ML/TF) affecting the European Union's financial sector. The ML/TF risks identified by the EBA include those that are applicable to the entire financial system, for instance the use of innovative financial services, while others affect specific sectors, such as...

The European Banking Authority (EBA) published today its Consumer Trends Report for 2020/2021. The Report identifies topical issues including irresponsible lending, creditworthiness assessments, and digitalisation, which the EBA has very recently addressed, as well as others, such as selling practices and access to bank account, which it has recently started to work on. The Report also...

• The draft technical standards provide a framework for ESG disclosures to ensure stakeholders are informed about ESG exposures and strategies and can make informed decisions and exercise market discipline.
• The standards put forward comparable disclosures and KPIs, including a green asset ratio, as a tool to show how institutions are embedding sustainability considerations in...