Press releases

​The European Banking Authority (EBA) published today its Work Programme outlining the key areas of focus and deliverables for 2027. The Programme also marks the first step towards a broader medium-term strategy to position the EBA as a next-generation regulator, a body developing supervision at new frontiers, and a provider of services to the supervisory and resolution community.

The European Banking Authority (EBA) today published its Risk Dashboard for the second quarter of 2026. It summarises the main risks and vulnerabilities of the EU/EEA banking sector based on supervisory reporting data.

The European Banking Authority (EBA) today started a public consultation on proposed revisions to the Implementing Technical Standards (ITS) governing the joint decision process for institution-specific prudential requirements foreseen by Article 113 of the Capital Requirements Directive. The revisions are part of the EBA’s broader efforts to simplify and enhance the efficiency of the regulatory and supervisory framework, as outlined in its Report on the efficiency of the regulatory and supervisory framework, published in October 2025.

The European Banking Authority (EBA) today published its response to the European Commission’s targeted consultation on the review of the Regulation on Markets in Crypto-assets (MiCA). While MiCA has established a comprehensive regulatory framework for crypto-asset activities in the European Union, the crypto sector continues to evolve rapidly with new products, services and business models emerging to market. Against this backdrop, the EBA recommends the European Commission prioritise specific issues in its review of MiCA.

The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) have identified external dependencies, emerging technologies and private credit as key vulnerabilities for the EU financial system in their Autumn 2026 risk update.

As part of the European Banking Authority’s (EBA) ongoing efforts to simplify its regulatory framework, the Guidelines focus on third-party arrangements supporting critical or important functions (CIFs) namely the disruption of which would materially impair the performance of a financial entity. By concentrating on these higher-risk arrangements, the Guidelines reduce unnecessary operational and supervisory burdens for less material ones while maintaining sound risk management.

​Following a plenary vote in the European Parliament, Thomas Gstädtner has been confirmed as the new Executive Director of the European Banking Authority (EBA). Thomas Gstädtner, who will serve a five-year renewable term, was selected by the EBA Board of Supervisors from a shortlist of candidates following an open selection procedure.

The European Banking Authority (EBA) issued today an updated list of validation rules defined in its reporting frameworks, as part of its regular quarterly review process. The revised package identifies rules that (i) have been deactivated due to inaccuracies or IT-related issues, or (ii) have been reactivated.

The EBA acknowledges the European Commission’s non-adoption of the targeted amendments of the Commission Delegated Regulation (EU) No 241/2014 aimed at shortening the application period for reducing own funds and eligible liabilities instruments.

​The European Banking Authority (EBA) today published an Opinion in response to the observations made by European Parliament in its 2024 Discharge Report covering all agencies, including the EBA. The EBA welcomes the overall positive feedback from the European Parliament. Only nine observations of the Parliament’s report directly mention the EBA, and none warrant the adoption of specific follow-up actions.

​The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) specifying the operational risk management framework that institutions must have in place as per Article 323 of the Capital Requirements Regulation (CRR3). The draft RTS set out harmonised, proportionate requirements for the governance, management process and systems institutions should use to identify, assess, monitor and manage operational risk. The consultation runs until 31 December 2026.

The European Banking Authority (EBA) today launched a consultation on three draft Regulatory Technical Standards (RTS) on the reclassification of investment firms as credit institutions, when they exceed the EUR 30 billion total assets threshold. The proposals clarify how total assets should be calculated against this threshold, how investment firms should report this information to competent authorities, and the conditions under which competent authorities can decide to grant a waiver. The revised RTS reflect the 2024 amendments to the Capital Requirements Directive (CRD) and contribute to a more proportionate and risk-based application of the framework for investment firms. The consultation is open until 25 November 2026.

The European Banking Authority (EBA) today published its latest Environmental, Social and Governance (ESG) risk dashboard, showing continued stability in banks’ transition and physical climate risk indicators across the EU/EEA in second half of 2025. The results also indicate gradual improvements in the availability and quality of climate-related data, particularly for energy efficiency assessments of mortgage portfolios, supporting more robust climate risk monitoring in the banking sector.

​The European Banking Authority (EBA) is consulting on a new reporting framework to support the validation and ongoing monitoring of initial margin models based on the ‘Standard Initial Margin Model’ (SIMM) developed by the International Swaps and Derivatives Association (ISDA). The proposed reporting requirements will provide the EBA with information necessary to effectively perform its role as central validator of pro forma models under EMIR, while ensuring a proportionate approach for reporting entities. The consultation runs until 2 November 2026.

​The European Banking Authority (EBA) today published a no-action letter on the boundary between the banking book and the trading book and shared technical clarifications on issues linked to the European Commission’s Delegated Act modifying the calculation of own funds requirements for market risk based on the Fundamental Review of the Trading Book (FRTB) framework. The measures support a consistent and harmonised implementation of the revised framework across the EU.