ESAs publish the first report on DORA major ICT-related incidents

The European Supervisory Authorities (EBA, EIOPA and ESMA) today published their first annual overview of major ICT-related incidents in the EU financial sector based on a reporting mechanism established by the Digital Operational Resilience Act (DORA). It shows that ICT risks are increasingly borderless and interconnected. The authorities also note that the recent evolution of highly capable AI-driven tools should encourage financial entities to strengthen cybersecurity measures to maintain their resilience going forward.

​The EBA and the New York State Department of Financial Services sign a Memorandum of Understanding to foster cooperation in the supervision of international stablecoin activities

​The European Banking Authority (EBA) has signed a Memorandum of Understanding (MoU) with the New York State Department of Financial Services (NYDFS) under the Markets in Crypto-Assets Regulation (MiCA). The agreement aims to strengthen cooperation in the supervision of entities engaged in cross-border stablecoin activities.

​The EBA updates list of other systemically important institutions

​The European Banking Authority (EBA) today updated the list of other systemically important institutions (O-SIIs) in the EU, based on notifications received from national authorities during 2025. The publication aims to increase transparency and provides a consistent overview of institutions identified as systemically important across Member States.

The EBA issues an opinion about an Austrian macroprudential measure

The European Banking Authority (EBA) provided its opinion to the European Commission about the intention by the Austrian Financial Market Authority (FMA) to increase the level of an existing sectoral systemic risk buffer to address risks in the Austrian commercial real estate market. This measure would result in the sum of the other systemically important institutions (O-SII) buffer rate and the combined systemic risk buffer rate exceeding 5% for the targeted exposures of a subset of banks. The EBA does not object to it.

The EBA consults on amendments to the RTS on the assignment of risk weights to specialised lending exposures under the Supervisory Slotting Criteria Approach

The European Banking Authority (EBA) today launched a public consultation on proposed amendments to its Regulatory Technical Standards (RTS), set out in a Delegated Regulation, on the assignment of risk weights to specialised lending exposures under the Supervisory Slotting Criteria Approach (SSCA). The purpose of the amendments is to update the RTS in light of the changes introduced by the revised Capital Requirements Regulation (CRR 3) and to enhance the risk sensitivity, clarity and usability of the framework. Overall, the RTS aim to ensure a consistent and robust prudential treatment of specialised lending exposures under the SSCA across the EU, supporting sound risk management and financial stability. The consultation runs until 7 August 2026.

The EBA amends Guidelines on the definition of default

The European Banking Authority (EBA) published today its final Report amending the Guidelines on the application of the definition of default. The Report introduces targeted amendments to better reflect specific aspects of non recourse factoring. It also confirms that the 1% threshold applied to reductions in net present value loss (NPV threshold) in debt restructuring remains appropriate for prudential default recognition.

The EBA publishes its final Guidelines on supervisory independence

The European Banking Authority (EBA) today published its final Guidelines on Supervisory Independence under the Capital Requirements Directive (CRD). The Guidelines further clarify the arrangements that competent authorities should have in place to prevent and manage conflicts of interest involving both their staff and the members of their governance bodies. These arrangements include declarations of interest, limitations on trading of financial instruments and cooling-oof restrictions.

The EBA updates list of correlated currencies

The European Banking Authority (EBA) published today the 2026 update of the list of closely correlated currencies, which is used for the calculation of capital requirements for foreign exchange risk under the standardised approach. The update has been carried out in line with the methodology and procedure set out in the applicable Implementing Technical Standards (ITS). The revised list has been submitted to the European Commission for endorsement.

The ESA’s Joint Committee highlights digitalisation, cyber resilience and sustainable finance as key priorities of 2025

The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published its Annual Report for 2025, setting out the main priorities and achievements of its cross-sectoral work over the past year. In 2025, the Joint Committee focused on protecting consumers in increasingly digital financial markets, strengthening operational and cyber resilience through the implementation of the Digital Operational Resilience Act (DORA), improving the effectiveness of sustainable finance disclosures, and enhancing cross-sectoral risk monitoring.

The EBA responds to the Commission’s proposed changes to its draft technical standards on operational risk

The European Banking Authority (EBA) has today published an Opinion on the European Commission’s proposed amendments to the final draft Regulatory Technical Standards (RTS)[1],[2] specifying operational risk requirements under the Capital Requirements Regulation (CRR). It considers that two amendments proposed by the Commission could affect the consistency, transparency and supervisory effectiveness of capital requirements for operational risk.

EBA Report shows persistent gender imbalance and pay gaps in EU banking leadership

The European Banking Authority (EBA) publishes today the results of its benchmarking analysis on diversity practices in the management bodies of more than 850 institutions credit institutions and investment firms across the European Union (EU). As of 31 December 2024, significant gender imbalances and pay gaps persisted, particularly at senior management level, despite some progress compared with the situation in 2021. The EBA calls on institutions to consider promoting a more balanced representation of genders, and on competent authorities to continue assessing diversity and gender pay gap practices as part of their supervisory reviews.

The EBA responds to the European Commission’s consultation on EU banking sector competitiveness

The European Banking Authority (EBA) has today published its response to the European Commission’s consultation on strengthening the competitiveness of the EU banking sector. In its response, the EBA underlines the importance of completing the Single Market for financial services, as a key driver of banking competitiveness. Drawing on its robust analytical work, the EBA provides evidence-based insights on banking competitiveness, the Single Market and the Banking Union, as well as on the complexity and effectiveness of the regulatory framework. These insights aim to support the European Commission’s report on the EU banking competitiveness.

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