Governance structure and decision making

The Board of Supervisors (BoS) is our main decision-making body and takes all policy decisions. These include adopting draft technical standards, guidelines, opinions and reports. The Board also delegates the resolution of financial institutions to the Resolution Committee (ResCo). 

Our Management Board ensures that we carry out our mission and perform the tasks assigned to us. Among other things, it sets the annual work programme, budget and staff policy. It also delivers the annual report.

The Resolution Committee (ResCo) is a permanent internal committee of the EBA. It was set-up according to the requirements of the Bank Recovery and Resolution Directive (BRRD) and it deals with decisions related to the tasks conferred on resolution authorities, as prescribed in the BRRD.

The Banking Stakeholder Group is made up of representatives from financial institutions operating in the Union, their employees’ representatives, consumers, users of banking services, representatives of small and medium-sized enterprises and independent top-ranking academics. The Group's role is to help facilitate consultation with stakeholders in areas relevant to the tasks of the EBA.

The Joint Committee is a forum with the objective of strengthening cooperation between the EBA, the European Insurance and Occupational Pensions Authority (EIOPA) and the European Securities and Markets Authority (ESMA), collectively known as the three European Supervisory Authorities (ESAs).

The Joint Board of Appeal protects the rights of those affected by decisions taken by the EBA and other ESAs.