Risk and data analysis

The EBA performs risk analysis and stress tests to evaluate the resilience of the banking sector and of the financial system as a whole.  It also carries out regular impact assessments of our regulatory products to ensure we have an evidence-based, harmonised and proportionate rulebook.

Since our establishment, we have been using and receiving a wealth of data, and we have been striving to ensure this data is made available to all our stakeholders in the most efficient way. Our objective is to establish an integrated reporting system for collecting prudential, resolution, and statistical data, with a view to streamlining the reporting process, improving its efficiency, and reducing reporting costs for all relevant stakeholders.

The Pillar 3 Data Hub is designed to strengthen market discipline by providing easy, centralised access to harmonised Pillar 3 disclosures from EU institutions. It enables stakeholders and the general public to explore, compare, and download information across multiple institutions simultaneously, making the data more accessible, usable, and re-usable in a consistent and efficient manner. 

The European Data Access Portal (EDAP) is the central hub for supervisory data in the EU/EEA. It provides information about banks, interactive dashboards and  key reports. IT allows to directly download the underlying data, making it easier to access, analyse, and use supervisory information.