2024 EU wide transparency exercise

The Transparency exercise is part of the European Banking Authority's (EBA) ongoing initiatives to promote transparency and strengthen market discipline within the EU financial market. This exercise complements banks' own Pillar 3 disclosures, as required by the EU's Capital Requirements Directive (CRD). In addition to the dataset, the EBA offers a variety of interactive tools for users to visualise and compare data over time, both by country and by individual banks. In autumn 2024, the EBA is going to conduct its annual Transparency exercise, revealing information on capital positions, financial assets, risk exposure amounts, sovereign exposures, and asset quality of the EU banking sector for the latter half of 2023 and the first half of 2024. This exercise will rely solely on supervisory reporting data, ensuring no additional reporting requirements for banks.

The EU-wide Transparency exercise is a pivotal initiative in the European Banking Authority's continuous commitment to fostering transparency and market discipline in the EU financial sector. It complements banks' Pillar 3 disclosures outlined in the EU Capital Requirements Directive (CRD). This year’s disclosure includes detailed bank-by-bank data for reference dates of 30 September 2023, 31 December 2023, 31 March 2024, and 30 June 2024. Information is disclosed for 123 banks across 26 countries in the European Union (EU) and the European Economic Area (EEA), providing information at the highest level of consolidation. The exercise results are derived from supervisory data submitted to the EBA via the European Centralised Infrastructure of Data (EUCLID) platform.

Banks individual results