Stress test 2023
2023 EU-wide stress test results
The European Banking Authority (EBA) published the results of the 2023 EU-wide stress test of 70 banks from 16 EU and EEA countries, representing about 75% of EU banks’ total assets. The exercise has been coordinated by the EBA and carried out in cooperation with the European Central Bank (ECB), the European Systemic Risk Board (ESRB), the European Commission (EC) and the Competent Authorities (CAs) from all relevant national jurisdictions.
The aim of the EU-wide stress test is to assess the resilience of EU banks to a common set of adverse economic developments in order to identify potential risks, inform supervisory decisions and increase market discipline. The exercise is not designed as a pass-fail test but as a supervisory tool and an input for the Pillar 2 assessment of banks.
The EBA published the granular bank results, including detailed information at the starting and end point of the exercise, under both the baseline and the adverse scenarios. Dissemination of data is an integral element of the stress test exercise and it helps to foster market discipline. The transparency templates of the 2023 EU-wide stress test also include information on Pillar 2 Requirements (P2R) for each bank at the end of 2022, the stress test starting point.
P&L, Capital and Risk Exposure Amount
| Description | What you can get |
|---|---|
P&L, Capital and Risk Exposure Amount Data aggregated by countries of banks and Individual banks' data | This tool shows countries' data, reported in the following templates: Risk Exposure Amount, Capital, P&L and Major capital measures and realized losses. Figures are aggregated by country of the bank. The tools allows also to visualise individual banks' data reported under the same templates. |
Credit risk and securities
| Description | What you can get |
|---|---|
Data aggregated by countries of banks and Individual banks' data | This tool provides credit risk exposures for a specific country of counterparty (US, DE, ...) broken down by the country of the banks exposed to it (AT, DE,..) for all regulatory portfolios (IRB/SA) and exposure classes (corporates, retail, ...). |
COVID-19
| Description | What you can get |
|---|---|
Data aggregated by countries of banks and Individual banks' data | This tool shows exposures subject to public guarantees for a specific country of counterparty (US, DE, ...) broken down by the country of the banks exposed to it (AT, DE,..) for all regulatory portfolios (IRB/SA) and exposure classes (corporates, retail, ...). |
Banks individual results
Austria
Belgium
Denmark
Greece
Finland
France
Germany
Hungary
Ireland
Italy
Netherlands
Norway
Poland
Portugal
Spain
Sweden