Payment services and electronic money
The EBA contributes to making retail payments in the EU secure, convenient, innovative and competitive. To that end, the EBA develops requirements aimed at reducing payment fraud and brings about a level playing field in the EU for the authorization and supervision of payment services providers. The EBA also promotes competition and facilitates innovation in the retail payments market.
Technical Standards, Guidelines & Recommendations
Technical standards
Guidelines
Opinions, Reports and other Publications
Opinions
EBA's response to the Call for advice on the review of PSD2.pdf
Response to the Call for Advice on the review of PSD2
Opinion on supervisory actions for removal of obstacles to account access under PSD2.pdf
Opinion on supervisory actions for removal of obstacles to account access under PSD2
EBA Opinion on obstacles under Art. 32(3) RTS on SCA&CSC.pdf
Opinion on obstacles under Article 32(3) of the RTS on SCA and CSC
Opinion on the deadline for the migration to SCA.pdf
Opinion on the deadline for the migration to SCA for e-commerce card-based payment transactions
EBA Opinion on SCA elements under PSD2 .pdf
Opinion on the elements of strong customer authentication under PSD2
EBA Opinion .pdf
Opinion on the nature of passport notifications for agents and distributors of e-money
EBA Opinion on the use of eIDAS certificates under the RTS on SCACSC.pdf
Opinion on the use of eIDAS certificates under the RTS on SCA and CSC
Opinion on the implementation of the RTS on SCA and CSC (EBA-2018-Op-04).pdf
Opinion on the implementation of the RTS on SCA and CSC (EBA-2018-Op-04)
EBA Opinion on the transition from PSD1 to PSD2 (EBA-Op-2017-16).pdf
EBA Opinion on the transition from PSD1 to PSD2 (EBA-Op-2017-16)
Decisions
EBA DC 453 rev1 - Decision on reporting of payment fraud data under PSD2.pdf
Decision on reporting of payment fraud data under the revised Payment Services Directive
Reports
Peer Review Report on authorisation under PSD2.pdf
Peer Review Report on authorisation under PSD2
EBA's response to the Call for advice on the review of PSD2.pdf
Response to the Call for Advice on the review of PSD2
Report on the data provided by PSPs on their readiness to apply SCA.pdf
Report on the data provided by payment service providers on their readiness to apply strong customer authentication