Digital finance

The EBA has a statutory duty to monitor and assess market developments, including financial innovation, to achieve a coordinated approach and to provide advice to the co-legislators where needed. 

In 2024-2027, in addition to the EBA’s strategic objective of implementing DORA and MiCAR and commencing oversight and supervision responsibilities under those measures, the EBA has a strategic objective to increase focus on innovation and consumers

In line with this mandate, the EBA has identified the following priorities on innovative applications for 2024/2025, in addition to the EBA’s technical contributions to initiatives such as the digital Euro, and horizontal work including contributions to the joint-ESA European Forum for Innovation Facilitators and the EU Supervisory Digital Finance Academy:

FinTech priorities 

Opinions, Reports and other Publications