Guidelines on stress tests of deposit guarantee schemes

  • Status: Final and awaiting translation into the EU official languages

The proposed Guidelines will provide the methodological principles to assess whether the operational and funding capabilities of deposit guarantee schemes (DGSs) are sufficient to ensure deposit protection in the event of a bank failure. In line with the Deposit Guarantee Schemes Directive (DGSD), these Guidelines will promote the quality and the consistency of these stress tests. The resulting data will also facilitate future peer reviews by the EBA, contributing to a safe and sound EU framework for the benefit of depositors and financial stability.

The revised Guidelines extend the scope of the DGS stress testing, by requiring more tests that will cover additional aspects of DGS interventions. In addition, they strengthen the cooperation between DGSs and other authorities by testing scenarios where such cooperation is necessary. 

Summary of document history

Current version Ongoing versions

Final report on amending Guidelines on DGS stress tests

  • Status: Applicable
  • Application date:
  • Compliance deadline:
Final report on revised Guidelines on DGS stress tests

(559.52 KB - PDF) Last update 20 September 2022

Annex 1- template for reporting results

(169.22 KB - Excel Spreadsheet) Last update 15 September 2021

Compliance table

(49.76 KB - Excel Spreadsheet) Last update 22 May 2023

Press contacts

Franca Rosa Congiu