Guidelines on the authorisation of credit institutions

  • Status: Final and translated into the EU official languages

The Guidelines on a common assessment methodology for granting authorisation as a credit institution cover the authorisation requirements set out in the Capital Requirements Directive (CRD) and are addressed to all competent authorities across the EU in charge of granting authorisation as a credit institution. They advocate for a risk-based approach and insist on the importance of consistency with the supervisory approaches applied in going concern situations. In addition, they consider the proportionality principle for all relevant assessment criteria and apply to both traditional and innovative business models and/or delivery mechanisms, as they are technology neutral.

Summary of document history

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Consultation on Guidelines on the authorisation of credit institutions

  • Status: Closed
  • Deadline: 10 JUNE 2021
Documents
Consultation Paper on Guidelines on authorisation

(1.05 MB - PDF) Last update 10 March 2021

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Public Hearing on Guidelines on common assessment methodology for granting the authorisation as credit institution

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