ASSILEA - ITALIAN LEASING ASSOCIATION

We do not agree with the proposal since other exposures different from the one already listed in CRR Article 128(2) and in paragraphs 5a and 5b of the EBA CP already represents clear segments that can be affected by a high risk of loss. For the remaining perimeters, considering that it will be very improbable, as also recognized by EBA, that other exposures (such as Corporate, Retail) can be classified as high risk, we deem more appropriate to concentrate and require investigation on perimeter where the risk of high loss is more likely, avoiding a burden of activities on process and classification sides for the Banks on those segments where the frequency of being a high risk exposure is very unlikely.
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PP Assilea.pdf
ASSILEA - ITALIAN LEASING ASSOCIATION