Response to consultation on draft Guidelines on retail deposits subject to different outflows for purposes of liquidity reporting

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Do you agree with this criterion for identifying a transactional account?

Please refer to response document attached.

Regarding established relationships, how would you assess that the contractual relationship with the institution and the minimum number of products are active in the sense of being actively managed?

Please refer to response document attached.

What is your view concerning the threshold proposed for high and very high value deposits? Please give your reasons.

Please refer to response document attached.

Do you agree with the criterion for considering a deposit to be rate driven?

Please refer to response document attached.

Do you agree with the criteria to identify this risk factor?

Please refer to response document attached.

Do you agree with the above analysis of the cost and benefit impact of the proposals?

Please refer to response document attached.

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Name of organisation

Association for Financial Markets in Europe