Skip to main content
Document library
Single Rulebook Q&A
Contacts
General inquiries
Complaints
Frauds and scams
Financial innovation
Financial Innovation and FinTech
FinTech Knowledge Hub
Events
Stakeholder register
Industry Surveys
Glossary for Financial Innovation
Publications on Financial Innovation
European Forum for Innovation Facilitators
Sustainable finance
Discussion Paper on management and supervision of ESG risks for credit institutions and investment firms
Extranet
EN
BG
CS
DA
DE
GR
EN
ES
ET
FI
FR
HR
HU
IT
LT
LV
MT
NL
PL
PT
RO
SK
SL
SV
Search
Advanced search
About us
EBA at a glance
Legal Framework
Compliance with EBA regulatory products
EBA regulation and institutional framework
Missions and tasks
Working process
Programming documents
EBA 2023 Work Programme
Archive
Calls for Advice
Archive
Correspondence
Archive
Governance structure
Board of Supervisors
Members
Meetings and minutes
Archive
Resolution Committee
Resolution Authorities
Management Board
Members
Meetings and minutes
Archive
AML CFT Standing Committee
AML CFT Authorities
Banking Stakeholder Group
Publications
Archived publications
Members
Meetings and Minutes
Archive
Joint Board of Appeal
Members
Decisions
Archive
Joint Commitee
Cross sectoral work
Q&As
Consultations
Library
Internal organisation
Senior Management
Papers
EBA Directors
EBA staff
Ethics at the EBA
Conflicts of interest of members of the governing bodies and other committees
Occupational activities after leaving the EBA
Diversity and inclusion
Transparency and access to documents
Sustainable EBA
Protection of personal data
Careers
Practical information
EBA Job application process
Temporary Agents
Contract agents
National experts on secondment
Traineeships
Reserve list
Internship for students aged 14-19
Budget and accounts
Archive
Procurement
Current procurement procedures with a value of €140,000 or more
Archive
Current procurement procedures between €15,000 and €140,000
Archive
Archived Information on ex-post publicity
Annual Reports
EBA at a glance: key achievements in 2020 and future priorities
Archive
EBA Research Workshops
Pictures gallery
Staff Papers
Regulation and policy
Single Rulebook
Implementing Basel III in Europe
Implementing FSB Key Attributes on resolution matters
Regulatory activities
Accounting and auditing
Guidelines on Accounting for Expected Credit
Guidelines on communication between competent authorities and auditors
Regulatory Technical Standards on methods of prudential consolidation
Anti-Money Laundering and Countering the Financing of Terrorism
Call for input on ‘de-risking’ and its impact on access to financial services
Guidelines on ML/TF risk factors (revised)
Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units
Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services
Guidelines on risk based supervision
Guidelines on risk factors and simplified and enhanced customer due diligence
Guidelines on risk-based supervision (First revision)
Guidelines on risk-based supervision (Second revision)
Guidelines on the role of AML/CFT compliance officers
Guidelines on the use of remote customer onboarding solutions
Information on administrative sanctions
JC Guidelines on cooperation and information exchange for AML/CFT supervision purposes
Joint Guidelines to prevent transfers of funds can be abused for ML and TF
Regulatory Technical Standards on CCP to strengthen fight against financial crime
Regulatory Technical Standards on a central database on AML/CFT in the EU
Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries
Colleges of supervisors
Guidelines for cooperation between consolidating supervisors and host supervisors
Guidelines for the joint assessment and joint decision regarding the capital adequacy of cross-border groups
Guidelines for the operational functioning of colleges
Implementing Technical Standards on joint decisions on institution-specific prudential requirements
Implementing technical standards on joint decisions on prudential requirements
Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes
Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes
Regulatory and implementing technical standards on the functioning of colleges of supervisors
Regulatory technical standards on colleges of supervisors for investment firms groups
Technical Standards on the functioning of supervisory colleges under CRD
Consumer protection and financial innovation
Decision on specifying the benchmark rate under the Mortgage Credit Directive
Discussion Paper on automation in financial advice
Discussion Paper on innovative uses of consumer data by financial institutions
Discussion paper on draft requirements on passport notifications for credit intermediaries
Extension of the application of the Joint Committee Guidelines on complaints-handling to the new institutions under PSD2 and MCD
Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors
Guidelines for cross-selling practices
Guidelines on arrears and foreclosure
Guidelines on creditworthiness assessment
Guidelines on product oversight and governance arrangements for retail banking products
Guidelines on remuneration policies for sales staff
Guidelines on standardised fee terminology for payment accounts in the EU
Guidelines on the security of internet payments
Regulatory Technical Standards on Individual Portfolio Management of loans offered by crowdfunding service providers
Regulatory Technical Standards on Professional Indemnity Insurance (PII) for mortgage credit intermediaries
Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for Crowdfunding Service Providers
Regulatory Technical Standards on the content and presentation of the KIDs for PRIIPs
Retail risk indicators
Technical Advice on possible delegated acts on criteria and factors for intervention powers concerning structured deposits
Technical Standards on standardised terminology and disclosure documents under the PAD
Credit risk
Discussion Paper and Call for Evidence on SMEs and the SME Supporting Factor
Discussion Paper on the future of the IRB Approach
Discussion paper on the role of environmental risks in the prudential framework
Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis
Guidelines on loan origination and monitoring
Guidelines on management of non-performing and forborne exposures
Guidelines on specification of types of exposures to be associated with high risk
Guidelines on the application of the definition of default
Guidelines on the implementation, validation and assessment of Advanced Measurement (AMA) and Internal Ratings Based (IRB) Approaches
Implementing Technical Standards on NPL transaction data templates
Mechanistic references to credit ratings in the ESAs’ guidelines and recommendations
Regulatory Technical Standards concerning the assessment of appropriateness of risk weights and minimum LGD values
Regulatory Technical Standards in relation to credit valuation adjustment risk
Regulatory Technical Standards on assessment methodology for IRB approach
Regulatory Technical Standards on conditions for capital requirements for mortgage exposures
Regulatory Technical Standards on materiality threshold of credit obligation past due
Regulatory Technical Standards on the calculation of credit risk adjustments
Regulatory Technical Standards on the calculation of risk-weighted exposure amounts of collective investment undertakings (CIUs)
Regulatory Technical Standards on the method for the identification of the geographical location of the relevant credit exposures under Article 140(7) of the Capital Requirements Directive (CRD)
Regulatory Technical Standards on the treatment of equity exposures under the IRB Approach
Regulatory technical standards on disclosure of information related to the countercyclical capital buffer
Regulatory technical standards on specialised lending exposures
Regulatory technical standards on the permanent and temporary use of IRB approach
External Credit Assessment Institutions (ECAI)
Mapping under SA
Decision on the Use of Unsolicited Credit Assessments
Guidelines on the recognition of External Credit Assessment Institutions (repealed)
Guidelines on the recognition of External Credit Assessment Institutions (repealed)
Implementing Technical Standards on the mapping of ECAIs Credit Assessments for securitisation positions
Implementing Technical Standards on the mapping of ECAIs credit assessments under the SA
Financial conglomerates
Consultation on the Joint Committee response to the Call for Advice on the Fundamental Review of the Financial Conglomerates Directive (FICOD) received from the European Commission in April 2011
Guidelines on the convergence of supervisory practices relating to the consistency of supervisory coordination arrangements for financial conglomerates
Implementing Technical Standards on the reporting of intra-group transactions and risk concentration for financial conglomerates
Regulatory Technical Standards on risk concentration and intra-group transactions within financial conglomerates
Regulatory Technical Standards on the uniform conditions of application of the calculation methods for determining the amount of capital required at the level of the financial conglomerate
Internal governance
Guidelines on ICT and security risk management
Guidelines on Internal Governance (repealed)
Guidelines on internal governance (revised)
Guidelines on internal governance (second revision)
Guidelines on internal governance for investment firms
Guidelines on outsourcing (repealed)
Guidelines on outsourcing arrangements
Guidelines on the assessment of adequate knowledge and experience of the management or administrative organ of credit servicers
Guidelines on the assessment of the suitability of members of the management body and key function holders (repealed)
Guidelines on the benchmarking of diversity practices including diversity policies and gender pay gap
Joint Committee Guidelines on on the system for the exchange of information relevant to fit and proper assessments
Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body (revised)
Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body
Recommendations on outsourcing to cloud service providers (repealed)
Investment firms
Guidelines on liquidity requirements exemption for investment firms
Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 57(4) of IFD
New prudential regime for investment firms
Regulatory Technical Standards on prudential requirements for investment firms
Regulatory Technical Standards on the specific liquidity measurement for investment firms
Large exposures
Guidelines on Connected Clients
Guidelines on common reporting of large exposures
Guidelines on conditions for the application of the alternative treatment of institutions’ exposures related to tri-party repurchase agreements
Guidelines on large exposures breaches and time and measures to return to compliance
Guidelines on limits on exposures to shadow banking
Guidelines on the revised large exposures regime
Implementation Guidelines on large exposures exemptions for money transmission, correspondent banking, clearing and settlement and custody services
Regulatory Technical Standards on criteria for the identification of shadow banking entities
Regulatory Technical Standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets
Regulatory Technical Standards on the identification of a group of connected clients
Regulatory Technical standards on the determination of indirect exposures to underlying clients of derivative and credit derivative contracts
Leverage ratio
Implementing Technical Standards on disclosure for leverage ratio
Liquidity risk
Defining Liquid Assets in the Liquidity Coverage ratio
Guidelines on Retail Deposits subject to higher outflows for the purposes of liquidity reporting
Guidelines on harmonised definitions and templates for funding plans of credit institutions
Guidelines on liquidity cost benefit allocation
Guidelines on the LCR disclosure
Implementing Technical Standards amending ITS on additional liquidity monitoring metrics
Implementing Technical Standards on additional liquidity monitoring metrics
Implementing Technical Standards on currencies with an extremely narrow definition of central bank eligibility
Implementing Technical Standards on currencies with constraints on the availability of liquid assets (amended)
Regulatory Technical Standards on additional liquidity outflows
Regulatory Technical Standards on criteria for a preferential treatment in cross-border intragroup financial support under LCR
Technical Standards on currencies with constraints on the availability of liquid assets
Market infrastructures
Regulatory Technical Standards on the margin periods for risk used for the treatment of clearing members' exposures to clients
Implementing Technical Standards On the Hypothetical Capital of a Central Counterparty (CCPs)
Regulatory Technical Standards on IMMV under EMIR
Regulatory Technical Standards amending the bilateral margin requirements with regards to intragroup contracts
Regulatory Technical Standards on capital requirements for Central Counterparties (CCPs)
Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs)
Regulatory Technical Standards on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP)
Market, counterparty and CVA risk
Discussion Paper on EU implementation of MKR and CCR revised standards
Discussion paper on the treatment of structural FX under Article 352(2) of the CRR
Guidelines on Stressed Value-At-Risk (Stressed VaR)
Guidelines on corrections to modified duration for debt instruments
Guidelines on criteria for the use of data inputs in the expected shortfall risk measure under the IMA
Guidelines on the Incremental Default and Migration Risk Charge (IRC)
Guidelines on the treatment of CVA risk under SREP
Guidelines on the treatment of structural FX under 352(2) of the CRR
Implementing Technical Standards on appropriately diversified indices
Implementing Technical Standards on closely correlated currencies
Regulatory Technical Standards on gross jump-to-default amounts
Regulatory Technical Standards amending RTS on CVA proxy spread
Regulatory Technical Standards on Internal Model Approach for Assessment Methodology
Regulatory Technical Standards on default probabilities and losses given default for default risk model under the Fundamental Review of the Trading Book
Regulatory Technical Standards on emerging markets and advanced economies
Regulatory Technical Standards on exclusion from CVA of non-EU non-financial counterparties
Regulatory Technical Standards on non-delta risk of options in the standardised market risk approach
Regulatory Technical Standards on prudent valuation
Regulatory Technical Standards on residual risk add-on
Regulatory Technical Standards on the assessment methodology to verify an institution’s compliance with the internal model approach
Regulatory Technical Standards on the capitalisation of non-modellable risk factors under the FRTB
Regulatory Technical Standards on the conditions for assessing the materiality of extensions and changes of internal approaches for credit, market and operational risk
Regulatory Technical Standards on the definition of market
Regulatory Technical Standards on the definition of materiality thresholds for specific risk in the trading book
Regulatory Technical Standards on the standardised approach for counterparty credit risk
Regulatory Technical Standards on the treatment of non-trading book positions subject to foreign-exchange risk or commodity risk
Technical Standards on the IMA under the FRTB
Model validation
Discussion paper on machine learning for IRB models
Guidelines on Credit Risk Mitigation for institutions applying the IRB approach with own estimates of LGDs
Guidelines on PD estimation, LGD estimation and treatment of defaulted assets
Regulatory Technical Standards and Guidelines on estimation and identification of an economic downturn in IRB modelling
Regulatory Technical Standards on the conditions according to which competent authorities may grant permission for data waiver
Supervisory handbook for the validation of internal ratings based systems
Operational risk
Guidelines on AMA extensions and changes
Guidelines on operational risk mitigation techniques
Guidelines on the management of operational risk in market-related activities
Regulatory Technical Standards on assessment methodologies for the use of AMAs for operational risk
Own funds
Discussion Paper on the impact on the volatility of own funds of the revised IAS 19 and the deduction of defined pension assets from own funds
Guidelines for Hybrid Capital Instruments
Guidelines on criteria to to assess other systemically important institutions (O-SIIs)
Guidelines on instruments referred to in Article 57(a) of the CRD
Guidelines on prudential filters for regulatory capital
Guidelines on the specification and disclosure of systemic importance indicators
Implementing Technical Standards on Disclosure for Own Funds
Regulatory Technical Standards amending RTS on own funds and eligible liabilities
Regulatory Technical Standards on Own Funds
Regulatory Technical Standards on own funds requirements for investment firms
Regulatory Technical Standards on the prudential treatment of software assets
Technical Standards for the identification of global systemically important institutions (G-SIIs)
Technical Advice to the Commission on possible treatments of unrealised gains measured at fair value
Passporting and supervision of branches
Amended Regulatory Technical Standards and Implementing Technical Standards on passport notification
Guidelines for Passport Notifications for credit institutions
Guidelines on passport notifications for credit intermediaries
Guidelines on supervision of significant branches
Regulatory Technical Standards on passporting under PSD2
Technical Standards on Passport Notifications for credit institutions
Technical Standards on information exchange between home and host competent authorities
Technical standards on information exchange between home and host competent authorities of investment firms
Payment services and electronic money
Discussion Paper on the payment fraud data received under PSD2
EBA working group on APIs under PSD2
Guidelines on the limited network exclusion under PSD2
Guidelines on authorisation and registration under PSD2
Guidelines on fraud reporting under PSD2
Guidelines on major incidents reporting under PSD2
Guidelines on procedures for complaints of alleged infringements of the PSD2
Guidelines on security measures for operational and security risks under the PSD2
Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)
Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance under PSD2
Regulatory Technical Standards on Home-Host cooperation under PSD2
Regulatory Technical Standards on central contact points under PSD2
Regulatory Technical Standards on payment card schemes and processing entities under the IFR
Regulatory Technical Standards on strong customer authentication and secure communication under PSD2
Technical Standards on the EBA Register under PSD2
Recovery, resolution and DGS
Notifications on resolution cases and use of DGS funds
Austria
Heta Asset Resolution AG resolution case
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Andelskassen J.A.K. Slagelse
Estonia
Finland
France
Germany
Greece
Cooperative Bank of Peloponnese Coop Ltd resolution case
Hungary
MKB Bank
Iceland
Ireland
Italy
Banca d'Italia resolution cases
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
UK
Additional information on DGS data
Deposit Guarantee Schemes data
Guidelines for institutions and resolution authorities on improving resolvability
Guidelines on Business Reorganisation Plans
Guidelines on cooperation agreements between deposit guarantee schemes
Guidelines on early intervention triggers
Guidelines on failing or likely to fail
Guidelines on how information should be provided under the BRRD
Guidelines on measures to reduce or remove impediments to resolvability
Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs) (revised)
Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs)
Guidelines on necessary services
Guidelines on payment commitments
Guidelines on recovery plans indicators
Guidelines on simplified obligations
Guidelines on stress tests of deposit guarantee schemes (first revision)
Guidelines on stress tests of deposit guarantee schemes
Guidelines on the asset separation tool
Guidelines on the delineation and reporting of available financial means of Deposit Guarantee Schemes
Guidelines on the overall recovery capacity in recovery planning
Guidelines on the range of scenarios to be used in recovery plans
Guidelines on the rate of conversion of debt to equity in bail-in
Guidelines on the sale of business tool
Guidelines on the treatment of shareholders in bail-in
Guidelines on the types of tests, reviews or exercises that may lead to support measures
Guidelines on transferability
Guidelines on treatment of liabilities in bail-in
Guidelines specifying the various conditions for the provision of group financial support
Guidelines to resolution authorities on the publication of their approach to implementing the bail-in tool
Implementing Technical Standards on MREL reporting by Resolution Authorities
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on procedures, forms and templates for resolution planning
Implementing Technical Standards on reporting of MREL decisions
Implementing Technical Standards on simplified obligations
Implementing Technical Standards on the disclosure of group financial support agreements
Recommendation on the development of recovery plans
Recommendations on the coverage of entities in a group recovery plan
Regulatory Technical Standards defining methodologies for the valuation of derivative liabilities
Regulatory Technical Standards on Business Reorganisation Plans
Regulatory Technical Standards on Simplified Obligations
Regulatory Technical Standards on conditions for the provision of group financial support
Regulatory Technical Standards on contractual recognition of bail-in
Regulatory Technical Standards on detailed records of financial contracts
Regulatory Technical Standards on independent valuers
Regulatory Technical Standards on indirect subscription of MREL instruments within groups
Regulatory Technical Standards on methodology to estimate P2 and CBR for setting MREL requirements
Regulatory Technical Standards on minimum requirement for own funds and eligible liabilities (MREL)
Regulatory Technical Standards on notifications and notice of suspension
Regulatory Technical Standards on resolution colleges
Regulatory Technical Standards on resolution planning
Regulatory Technical Standards on the assessment of recovery plans
Regulatory Technical Standards on the content of recovery plans
Regulatory Technical Standards on the contractual recognition of stay powers under BRRD
Regulatory Technical Standards on valuation
Report on the application of early intervention measures under the BRRD
Report on the appropriate target level basis for resolution financing arrangements under BRRD
Report on the implementation of the Guidelines on methods for calculating contributions to DGSs
Technical Standards on impracticability of contractual recognition of bail-in
Supervisory benchmarking exercises
Handbook on supervisory benchmarking
Q&A on supervisory benchmarking
ITS package for 2017 benchmarking exercise
ITS package for 2018 benchmarking exercise
ITS package for 2019 benchmarking exercise
ITS package for 2020 benchmarking exercise
ITS package for 2021 benchmarking exercise
ITS package for 2022 benchmarking exercise
ITS package for 2023 benchmarking exercise
ITS package for 2024 benchmarking exercise
Regulatory Technical Standards and Implementing Technical Standards 2016 on benchmarking portfolio assessment standards and assessment sharing procedures
Remuneration
Guidelines on Remuneration Policies and Practices
Guidelines on remuneration policies for investment firms
Guidelines on sound remuneration policies (second revision)
Guidelines on sound remuneration policies
Guidelines on the applicable notional discount rate for variable remuneration
Guidelines on the data collection exercise regarding high earners
Guidelines on the high earner data collection exercises under CRD and IFD (updated)
Guidelines on the remuneration and gender pay gap benchmarking exercises under IFD
Guidelines on the remuneration benchmarking exercise
Guidelines on the remuneration, gender pay gap and approved higher ratio benchmarking exercises under CRD
Regulatory Technical Standards for the definition of material risk takers for remuneration purposes
Regulatory Technical Standards on classes of instruments that are appropriate to be used for the purposes of variable remuneration
Regulatory Technical Standards on pay out in instruments for variable remuneration under the Investment Firms Directive (IFD)
Regulatory Technical Standards on the criteria to identify material risk takers under the Investment Firms Directive (IFD)
Revised Regulatory Technical Standards on identified staff for remuneration purposes
Securitisation and Covered Bonds
CEBS Guidelines on the application of article 122a of the CRD
Discussion Paper On the Significant Risk Transfer in Securitisation
Discussion Paper on simple standard and transparent securitisations
Guidelines on implicit support for securitisation transactions
Guidelines on significant risk transfer (SRT) for securitisation transactions
Guidelines on the STS criteria for ABCP and non-ABCP securitisation
Guidelines on the STS criteria for on-balance-sheet securitisations
Joint Regulatory Technical Standards on STS securitisations-related sustainability disclosures
Regulatory Technical Standards on close correspondence between the value of an institution’s covered bonds and the value of the institution’s assets relating to the institution’s own credit risk
Regulatory Technical Standards on performance-related triggers in STS on-balance -sheet securitisations
Regulatory Technical Standards on requirements for originators, sponsors, original lenders and servicers relating to risk retention
Regulatory Technical Standards on risk retention
Regulatory Technical Standards on securitisation retention rules and Draft Implementing Technical Standards to clarify the measures to be taken in the case of non-compliance with such obligations
Regulatory Technical Standards on the calculation of Kirb in accordance with the purchased receivables approach
Regulatory Technical Standards on the determination by originator institutions of the exposure value of synthetic excess spread in securitisations
Regulatory Technical Standards on the homogeneity of the underlying exposures in STS securitisation
Regulatory Technical Standards on the homogeneity of the underlying exposures in securitisation
Supervisory reporting
Cost of compliance with supervisory reporting
Integrated and consistent reporting system
Signposting tool
Data Point Model (DPM)
Data Point Model and Taxonomies for Implementing Technical Standard (ITS) on Supervisory Reporting
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) (2005)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Recast (2006)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Revision 1 (2007)
Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) – Revision 2 (2009)
Guidelines on Common Reporting (2006)
Guidelines on Common Reporting – Recast (2006)
Guidelines on Common Reporting – Revision 1 (2010)
Guidelines on Common Reporting – Revision 2 (2011)
Guidelines on Covid -19 measures reporting and disclosure
Guidelines on harmonised definitions and templates for funding plans of credit institutions (updated)
Guidelines on resubmission of historical data
Guidelines on supervisory reporting and disclosure requirements in compliance with CRR “quick fix” in response to the COVID‐19 pandemic
Implementing Technical Standard on Supervisory Reporting (Asset Encumbrance)
Implementing Technical Standard on Supervisory Reporting (Forbearance and non-performing exposures)
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2015
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2016
Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions
Implementing Technical Standards Amending Regulation (EU) No 680/2014 on Supervisory Reporting of institutions with regard to prudent valuation
Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 (ITS on supervisory reporting) with regard to the Leverage Ratio (LR)
Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 with regard to the Liquidity Coverage Ratio
Implementing Technical Standards amending Implementing Regulation (EU) No 680/2014 with regard to operational risk and sovereign exposures
Implementing Technical Standards on Supervisory Reporting
Implementing Technical Standards on Supervisory Reporting amendments with regard to IRRBB reporting
Implementing Technical Standards on Supervisory Reporting amendments with regards to ALMM
Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP LCR
Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP securitisation
Implementing Technical Standards on Supervisory Reporting amendments with regards to FINREP
Implementing Technical Standards on amendments to FINREP due to IFRS 9
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on reporting and disclosures requirements for investment firms
Implementing Technical Standards on reporting for v3.0 (revised)
Implementing Technical Standards on specific reporting requirements for market risk
Implementing Technical Standards on supervisory reporting amendments with regards to COREP, asset encumbrance and G-SIIs
Implementing Technical Standards on supervisory reporting changes related to CRR2 and Backstop Regulation
Recommendation on the use of Legal Entity Identifier (LEI)
Supervisory Review and Evaluation Process (SREP) and Pillar 2
Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing
Guidelines on ICAAP and ILAAP information
Guidelines on ICT Risk Assessment under the SREP
Guidelines on IRRBB and CSRBB
Guidelines on Stress Testing
Guidelines on Technical aspects of the management of interest rate risk arising from non-trading activities under the supervisory review process
Guidelines on capital measures for foreign currency lending
Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP)
Guidelines on stress testing (revised)
Guidelines on stress testing
Guidelines on the Application of the Supervisory Review Process under Pillar 2
Guidelines on the management of concentration risk under the supervisory review process
Guidelines on the pragmatic 2020 supervisory review and evaluation process in light of the COVID-19 crisis
Regulatory Technical Standards on IRRBB standardised approach
Regulatory Technical Standards on IRRBB supervisory outlier tests
Regulatory Technical Standards on Pillar 2 add-ons for investment firms
Third country equivalence and international cooperation
Fourth update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Third update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Second update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
First update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges
Guidelines on equivalence of non-EU authorities for participation in supervisory colleges
Guidelines on the equivalence of confidentiality regimes
Recommendation on the equivalence of confidentiality regimes
Transparency and Pillar 3
Questionnaire on ESG disclosure
Guidelines amending disclosure guidelines
Guidelines on disclosure of encumbered and unencumbered assets
Guidelines on disclosure of non-performing and forborne exposures
Guidelines on disclosure requirements on IFRS 9 transitional arrangements
Guidelines on disclosure requirements under Part Eight of Regulation (EU)
Guidelines on materiality, proprietary and confidentiality and on disclosure frequency
Implementing Technical Standards (ITS) on prudential disclosures on ESG risks in accordance with Article 449a CRR
Implementing Technical Standards on disclosure and reporting of MREL and TLAC
Implementing Technical Standards on disclosure of indicators of global systemic importance by G-SIIs
Implementing Technical Standards on disclosure of information on exposures to interest rate risk on positions not held in the trading book
Implementing Technical Standards on institutions’ public disclosures of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013
Joint Regulatory Technical Standards on ESG disclosure standards for financial market participants
Joint Regulatory Technical Standards on content and presentation of sustainability disclosures
Regulatory Technical Standards on disclosure of investment policy by investment firms
Regulatory Technical Standards on the disclosure of encumbered and unencumbered assets
Other topics
Amendment to Implementing Technical Standards on Supervisory Disclosure
Approach to financial technology (Fintech)
Discussion paper on proportionality assessment methodology
Discussion paper on two delegated acts specifying further criteria for critical ICT third-party service providers (CTPPs) and determining oversight fees levied on such providers
Guidelines on Impact Assessment for EU Lamfalussy Level 3 Committees
Guidelines on Supervisory Disclosure
Guidelines on supervisory disclosure (revised)
Guidelines on the appropriate subsets of exposures in the application of the systemic risk buffer
Guidelines on the authorisation of credit institutions
Guidelines on the monitoring of the threshold for establishing an intermediate EU parent undertaking
Guidelines regarding revised Article 3 of Directive 2006/48/EC
Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 143(3) of CRD
Implementing Technical Standards on the procedures and forms in respect of acquisitions and increases of qualifying holdings
Joint Guidelines for the assessment of mergers and acquisitions
Joint Guidelines for the prudential assessment of acquisitions of qualifying holdings
Principles for Benchmarks-Setting Processes in the EU
Recommendation to the Bulgarian National Bank and the Bulgarian Deposit Insurance Fund
Recommendations on supervisory oversight of activities related to banks’ participation in the Euribor panel
Technical Standards on the authorisation of credit institutions
Supervisory convergence
Peer Reviews
Peer review work plan
Supervisory disclosure
Rules and guidance
Options and national discretions
Supervisory review
Competent Authorities
Publication of administrative penalties
Supervisory colleges
Archive
Training and staff exchange
Risk analysis and data
EU-wide stress testing
Discussion Paper on the future changes to the EU-wide stress test
Archive
2009
2010
2011
2014
2016
2020
2017
2018
2021
EU-wide transparency exercise
Archive
2013
2015
2016
2017
2018
2022 EU-wide transparency exercise
EBA Data analytics tools
Risk reports and other thematic work
Archive
Risk Dashboard
Quantitative impact study/Basel III monitoring
Archived reports
Finalised Basel III standards (Dec 2017) – Call for Advice
Supervisory benchmarking frameworks
Review on the consistency of Risk Weighted Assets
EU-wide pilot exercise on climate risk
EU Capital exercise
Final results of the EU Capital Exercise
NPLs
Credit institutions register
Threshold monitoring of intermediate parent undertakings
National registers of admitted credit intermediaries under the MCD
Register of payment and electronic money institutions under PSD2
Reporting frameworks
Reporting framework 3.4
Reporting framework 3.3
Reporting framework 3.2
Reporting framework 3.1
Reporting framework 3.0
Reporting framework 2.10
Reporting framework 2.9
Reporting framework 2.8
Reporting framework 2.7
Reporting framework 2.6
Reporting framework 2.5
Reporting framework 2.4
Reporting framework 2.3
Reporting framework 2.2
Reporting framework 2.1
Reporting framework 2.0
Small validation rules packages
Registers and other list of institutions
DPM data dictionary
Guides on data
Global Systemically Important Institutions (G-SIIs)
Other Systemically Important Institutions (O-SIIs)
Opinions related to macroprudential policy
Other macroprudential work
Reporting by Authorities
Aggregate statistical data
Brexit
Remuneration data
Consumer corner
National competent authorities for consumer protection
How to complain
Personal finance at the EU level
Warnings
Product intervention powers under MiFIR
EBA informs customers of UK financial institutions about the end of the Brexit transition period
Financial education
Impact of Brexit on consumers
News & press
News & press
Events
Interviews
Speeches
Communication materials
National press contacts
Multimedia gallery
Home
»
Node
»
Consultation Guidelines on risk factors and simplified and enhanced custom
»
Submission #57
Follow us on:
BVI
a) Do you consider that these guidelines are conducive to firms adopting risk-based, proportionate and effective AML/CFT policies and procedures in line with the requirements set out in Directive (EU) 2015/849?
Please refer to the document attached.
Upload files
160120_BVI response ESAs consultation on Guidelines on risk factors (JC 2015 061).pdf
Name of organisation
BVI
