NA impact for banks
Who is going to report/send in the EBA register a PSP providing services in other member state than their home member state? the host member state or their home member state?
The following criteria should be added for searching in the register: Home member state in which TPP is authorized, type of services (PISP, AISP, PIISP), type of payment institution (bank PSP, non-bank PSP)
Bank PSPs (with the different services they may provide: AIS, PIS, PIIS) should be also included in this register in order to have them all in a single and central point.
As for the result of searching, there should be also the information regarding: home member state, host member states where the institution is authorized to provide services, the start date (authorization date) for providing each service and the end date (if case).
Regarding the access to the register, please add the type of users allowed, different levels if case, the maximum no of users per institution, which is the process for getting access to the register.
Bank PSPs (with the different services they may provide: AIS, PIS, PIIS) should be also included in this register in order to have them all in a single and central point and allow any user searching in the EBA register to see them and find information about these institutions too.
Dates of authorisation/registration and the services provided in the Host Member States should be included in the EBA register in order to run properly, from business and technical point of view, the new services brought by PSD2 (AIS, PIS, PIIS) and fulfill the objective of open banking.