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Response to consultation Paper on draft Guidelines on loan origination and monitoring.
Go back5. What are the respondents’ views on the requirements for governance for credit granting and monitoring (Section 4)?
Due to the large number of comments, the responses can be found in the attached file6. What are the respondent’s views on how the guidelines capture the role of the risk management function in credit granting process?
Due to the large number of comments, the responses can be found in the attached file7. What are the respondents’ views on the requirements for collection of information and documentation for the purposes of creditworthiness assessment (Section 5.1)?
Due to the large number of comments, the responses can be found in the attached file8. What are the respondents’ views on the requirements for assessment of borrower’s creditworthiness (Section 5.2)?
Due to the large number of comments, the responses can be found in the attached file9. What are the respondents’ views on the scope of the asset classes and products covered in loan origination procedures (Section 5)?
Due to the large number of comments, the responses can be found in the attached file10. What are the respondents’ views on the requirements for loan pricing (Section 6)?
Due to the large number of comments, the responses can be found in the attached file11. What are the respondents’ views on the requirements for valuation of immovable and movable property collateral (Section 7)?
Due to the large number of comments, the responses can be found in the attached file12. What are the respondents’ views on the proposed requirements on monitoring framework (Section 8)?
Due to the large number of comments, the responses can be found in the attached fileName of organisation
Polish Bank Association