Question 1: Do you think the report is missing any crucial criteria or arguments in favour or against a particular option?
see attached file
Question 2: Do you have a preference for one of the following recommended options?: (a) total liabilities (including own funds), (b) total liabilities excluding own funds, (c) total liabilities excluding own funds less covered deposits.
see attached file
Question 3: Is there any other option which would be preferable to those in the recommendation? Please provide the rationale supporting your view.