Factsheets

EBA AML/CFT Newsletter Issue 14 covers MiCAR redemption plan guidelines, EU AML/CFT regime updates including industry roundtable feedback, and final guidance on internal policies for sanctions compliance by financial institutions and crypto-asset service providers.

EBA Chairperson Jose Manuel Campa’s November 2024 public meeting register detailing engagements with banks, industry associations, and stakeholders on EU banking priorities, open banking, PSD3, cyber resilience, risk outlook, and payments market structure.

EBA Executive Director François-Louis Michaud’s December 2024 public meeting register – details meetings with KPMG Germany covering EU regulatory topics, supervisory updates, and stakeholder discussions.

European Banking Authority (EBA) 2023 report assessing the functioning of AML/CFT colleges, covering progress on key action points, supervisory convergence, risk-based approaches, and recommendations to enhance cooperation and effectiveness in combating money laundering and terrorist financing.

EBA’s 2024 report assesses how national authorities supervise banks’ anti-money laundering and counter-terrorism financing measures, covering risk assessments, supervisory tools, enforcement, and cooperation under EU AML/CFT frameworks.

EBA factsheet on countering terrorist financing – explains terrorist financing risks, differences between targeted financial sanctions and detection, and outlines EBA guidelines for financial institutions and supervisors to mitigate risks, enhance cooperation, and prevent unwarranted derisking under EU Directive 2017/541 and FATF standards.

EBA report analysing liquidity measures under Article 509(1) of the CRR, including LCR trends, components, business model impacts, currency mismatches, lending effects, and unwind mechanisms for EU banks in 2024.

European Banking Authority (EBA) December 2024 report analysing tokenised deposits – examines market cases, benefits like programmability and AML compliance, challenges including regulatory definitions and operational risks, and applicable frameworks under MiCAR.

European Banking Authority (EBA) data protection notice outlining the processing of personal data for organizing formal meetings, public registers, and transparency obligations under EUDPR and TFEU, including participant details, access rights, and retention periods.

EBA responds to European Commission on the interplay between MiCA and PSD2 regulations, assessing potential no-action letter options and aiming to publish findings by April 2025 in coordination with ESMA.

EBA Executive Director François-Louis Michaud’s public meetings in November 2024 covering liquidity regulation, banking sector priorities for the new legislative cycle, and debates on EU financial regulation’s impact on competitiveness and supervision.

EBA Executive Director François-Louis Michaud’s November 2024 meeting register – covers discussions on regulatory cooperation, geopolitical impacts on financial services, and ESG/climate risk integration in banking, including Pillar 3 disclosures.

EBA, EIOPA, and ESMA final guidelines under MiCAR establish templates for crypto-asset white paper explanations and legal opinions, plus a standardised test for classifying crypto-assets, defining compliance requirements for issuers and service providers in the EU.

European Commission requests EBA and ESMA to assess issuing a 'no action letter' to clarify the interplay between MiCA and PSD2 for crypto-asset service providers handling e-money tokens, aiming to reduce regulatory burden and prevent arbitrage until PSD3/PSR implementation.