Factsheets

EBA and ESRB outline the 2025 EU-wide banking stress test’s macro-financial scenarios, assessing bank resilience under adverse economic conditions like geopolitical tensions, trade fragmentation, and market volatility for 2025–2027.

EBA 2025 EU-wide stress test – market risk scenario outlining equity, commodity, fund, interest rate, and FX shocks for EU and global banks, including specific index and currency impacts under adverse conditions.

EBA 2025 EU-wide stress test data on real Gross Value Added (GVA) growth projections for EU countries and sectors under baseline and adverse scenarios, covering 2025–2027 with historical trends and cumulative impacts.

European Systemic Risk Board (ESRB) transmits the adverse macro-financial and market risk scenarios for the EBA 2025 EU-wide stress test, approved by its General Board, covering systemic risk assessment and market developments under EBA regulation.

EBA’s end-2024 sample of credit institutions and investment firms across Europe for benchmarking diversity policies, gender pay gap practices, and inclusion initiatives under its supervisory framework.

EBA and joint committee assess the feasibility of centralising major ICT incident reporting under DORA (Regulation (EU) 2022/2554), analysing current frameworks, stakeholder input, and potential options for streamlined EU-level reporting.

EBA guidelines on preparing plain CSV reporting packages for DORA (Digital Operational Resilience Act) – outlining file structure, naming conventions, and content requirements for financial institutions' regulatory submissions under release 4.0.

European Banking Authority (EBA) public meeting register for 1–15 January 2025 under Chairperson Jose Manuel Campa – discloses no meetings with stakeholders or entities during this period.

European Banking Authority consults on draft guidelines for ESG scenario analysis, outlining requirements for banks to assess environmental, social, and governance risks under climate and sustainability stress tests by April 2025.

EBA public hearing on Regulatory Technical Standards (RTS) for model changes under CRR3, covering updates to qualitative and quantitative criteria, scope clarifications, and next steps in prudential regulation.

EBA peer review report (January 2025) assessing how EU competent authorities apply proportionality in the Supervisory Review and Evaluation Process (SREP), including findings on liquidity risk assessment, best practices, and recommendations for consistent implementation under SREP Guidelines.

EBA and ESMA joint report under MiCAR Article 142 analysing EU crypto-asset market trends, focusing on DeFi adoption, ICT and ML/TF risks, lending, borrowing, staking business models, and Maximal Extractable Value (MEV) implications without policy recommendations.

EBA staff paper exploring machine learning techniques, including random forest and neural networks, to predict bank distress in Europe using a novel supervisory dataset (2017–2023) and early warning system for micro- and macroprudential supervision.

European Banking Authority (EBA) Management Board meeting minutes from November 2024 covering operational updates, Basel III roadmap progress, HR and budget execution, IT projects under DORA and MICAR, and a proposed 12-month pause on CRD/CRR Q&As due to regulatory transposition.