Factsheets

EBA and ESMA factsheet summarizing key findings on crypto lending, borrowing, and staking in the EU, including market size, risks (consumer protection, liquidity, ML/TF), and regulatory considerations under MiCAR for 2025.

EBA and ESMA factsheet summarising key findings from the 2025 joint report on Decentralised Finance (DeFi), covering market size, EU financial sector exposure, risks (ICT, money laundering, consumer protection), and Maximal Extractable Value (MEV) impacts under MiCAR framework.

EBA opinion clarifying how competent authorities should apply the interaction between Pillar 2 requirements and the output floor under CRD IV, including temporary caps and double-counting reviews in the SREP framework, effective from 2025.

EBA public meeting register for January 1-15, 2025, listing no disclosed meetings involving Executive Director François-Louis Michaud, covering stakeholder engagements and hospitality records.

European Banking Authority public hearing on draft Regulatory Technical Standards amending Delegated Regulation (EU) 2018/1108, focusing on criteria for appointing central contact points under AML/CFT frameworks and next steps.

European Banking Authority (EBA) outlines the 2025 EU-wide stress test methodology, detailing credit, market, and counterparty credit risks, net interest income projections, macroeconomic scenarios, and regulatory capital requirements for participating banks.

European Banking Authority guidance for the 2025 EU-wide stress test – detailing template requirements, data formats, and reporting standards for credit risk, market risk, net interest income, operational risks, and capital projections.

EBA’s 2025 EU-wide stress test FAQs explain the exercise’s objectives, methodology under CRR3, roles of EBA, ECB, ESRB, and national authorities, timeline, and key changes like centralised net interest income projections and sectoral credit risk breakdown for 64 participating banks.