European Banking Authority (EBA) Q1 2020 report on stakeholder meetings covering digital finance, regulatory frameworks for investment firms, stress testing reforms, cybersecurity, and audit regulations with industry representatives and institutions.
EBA consults on revised guidelines for major incident reporting under PSD2, aiming to simplify and optimize the reporting process for payment service providers and national authorities by 14.12.2020.
EBA staff paper analysing risk-weighted assets (RWA) variability in IRB banks under Basel II, assessing warranted vs. unwarranted differences, and proposing a shift toward economic interpretation of risk measures beyond simple cross-bank comparisons.
The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) specifying the prudential treatment of software assets. As the banking sector is moving towards a more digital environment, the aim of these draft RTS is to replace the current upfront full deduction prudential regime so as to strike an appropriate balance between the need to maintain sufficient conservatism in the prudential treatment of software assets and their relevance from a business and an economic perspective. The final draft RTS keep a simple approach based on a prudential amortisation of software assets calibrated over a period of maximum three years.
Decision on Howerton v ESMA
EBA 2020 industry survey on digital platforms used by credit institutions, payment and electronic money institutions, and lenders to market or conclude financial products – gathering insights on platform types, operations, data use, and challenges to inform FinTech regulatory work.
European Banking Authority (EBA) privacy notice detailing how personal data of contact persons from financial institutions and ICT providers is processed for its digital platforms industry survey under EUDPR, including data rights, retention, and legal basis.
EBA Chair José Manuel Campa’s 2020 ECON hearing statement – updates on EU banks’ COVID-19 resilience, Brexit preparedness, Single Rulebook progress, PSD2 implementation, and strengthened AML/CFT supervision under the ESAs’ Review.
EBA 2020 Research Workshop – explores impacts, risks, and opportunities of new technologies in banking, covering fintech, credit markets, risk estimation, digital payments, and systemic risks through expert presentations and discussions.
EU-wide list of national authorities responsible for AML/CFT supervision of financial institutions under Directive 2015/849, covering credit institutions, payment and e-money firms, investment firms, and other regulated entities across all member states.
The European Banking Authority (EBA) responded last week to the EU Commission’s consultation on the proposed new consumer agenda where it called for harmonisation of the creditworthiness assessment process for consumer lending across the EU. The EBA response focuses on the revision of the Consumer Credit Directive (CCD) and builds on the recent EBA Guidelines on loan origination and monitoring.
The Joint Board of Appeal of the European Supervisory Authorities (ESAs – European Banking Authority, European Insurance and Occupational Pensions Authority, and European Securities and Markets Authority) published today its decision in the appeal case brought by Mr Howerton against the European Securities and Markets Authority (ESMA). The Board of Appeal’s decision considered as inadmissable the Appellant’s claim that six national financial supervisory authorities and ESMA should have taken supervisory steps in relation to an alleged non-application of Union law.
EBA guidelines on estimating Loss Given Default (LGD) for economic downturns – compliance status of EU national authorities, including implementation timelines and supervisory approaches under CRR/CRD IV.
EBA and ESMA joint guidelines compliance table on prudential assessment of acquisitions and increases of qualifying holdings in the financial sector – reports national authorities' compliance status, implementation measures, and legislative adjustments across EU member states.
EBA guidelines on identifying high-risk exposures under CRR Article 128(3) – compliance status of EU national authorities as of 2025, detailing implementation approaches and regulatory alignment with capital requirements.
EBA guidelines amending fraud reporting requirements under PSD2 – details national compliance status of EU authorities, including implementation timelines, regulatory adjustments, and alignment with ECB payment statistics.
EBA guidelines updating recommendations on the equivalence of third-country confidentiality regimes – confirms compliance by EU national competent authorities, outlining supervisory practices and regulatory alignment under CRD and EBA/REC/2015/01.