2017 EU-wide transparency exercise


    The European Banking Authority (EBA) published today its tenth report on risks and vulnerabilities in the EU banking sector. The report is accompanied by the 2017 EU-wide transparency exercise, which provides key data in a comparable and accessible format for 132 banks across the EU. The data shows further resilience in the EU banking sector amid a benign macroeconomic and financial environment, with an additional strengthening of the capital position, an improvement of asset quality and a slight increase of profitability. However, further progress on NPLs is needed whilst the long-term sustainability of prevailing business models remains a challenge. The importance of robust data management and IT and operational resilience is also a priority.


    The European Banking Authority (EBA) announced today that it will publish data for its fourth annual EU-wide transparency exercise in December 2017 together with the Risk Assessment Report (RAR). Nearly 600000 data points in total on more than 130 banks will be released, covering all key balance sheet items. The transparency exercise is part of the EBA's efforts to foster market discipline, improve the understanding of the EU banking system and ensures both a detailed snap shot and consistent time series.

The 2017 EU-wide transparency exercise provides detailed bank-by-bank data on capital positions, risk exposure amounts, leverage exposures and asset quality for 132 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA). The data, which is exclusively based on supervisory reporting, is published at the highest level of consolidation for the reference dates of 31 December 2016 and 30 June 2017.

The EU-wide transparency exercise is published along with the Risk Assessment Report (RAR), which is based on the full EBA's reporting sample, made up of 186 banks, of which 36 EU foreign subsidiaries of other EU banks (sample as of June 2017). In order to allow users to reconcile Transparency data with respective figures for the EU/EEA in the RAR, as well as in the interactive tools, data is also disclosed for the bucket "All other banks", which includes the aggregated values for the banks, excluding subsidiaries of other EU banks, that are in the RAR sample but have not participated in the transparency exercise.

The EBA has been conducting transparency exercises at the EU-wide level on an annual basis since 2011. The transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU's capital requirements directive (CRD). Along with the dataset, the EBA also provides a wide range of interactive tools that allow users to compare and to visualise data across time and at a country and a bank-by-bank level.

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