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    About us

    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    Activities

    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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      • Single Rulebook
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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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      • European Data Access Portal (EDAP)
      • Risk analysis
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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Publications

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    • Publications
    • Press releases
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    • Regulatory Technical Standards
    • Implementing Technical Standards
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4 July 2017

Risk Assessment Questionnaire - June 2017.pdf

European Banking Authority (EBA) June 2017 report summarizing semi-annual Risk Assessment Questionnaire (RAQ) results from 37 banks and 21 market analysts, covering business models, liquidity, asset quality, and operational risks.
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3 July 2017

Presentation Investment Firms - Public hearing 3 July 2017.pdf

Presentation
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3 July 2017

Consultation Paper on draft EBA Report on the implementation of the Guidelines on methods for calculating contributions to DGSs (EBA-2017-10).pdf

Consultation Paper on draft EBA Report on the implementation of the Guidelines on methods for calculating contributions to DGSs (EBA-2017-10)
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30 June 2017

Public meetings - Andrea Enria - January - April - 2017.pdf

Public meetings - Andrea Enria - January - April - 2017
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29 June 2017

EBA Opinion on the amended text of the RTS on SCA and CSC (EBA-Op-2017-09).pdf

EBA Opinion on the amended text of the RTS on SCA and CSC (EBA-Op-2017-09)
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29 June 2017

Consultation Paper on draft RTS on CCPs under PSD2 (EBA-CP-2017-09).pdf

Consultation Paper on draft RTS on CCPs under PSD2 (EBA-CP-2017-09)
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29 June 2017

RTS on SCA and CSC - amended by EBA - June 2017.pdf

European Commission delegated regulation supplementing PSD2 with EBA-developed Regulatory Technical Standards (RTS) on strong customer authentication (SCA), exemptions, and common secure communication standards (CSC) for payment service providers, ensuring security, fraud monitoring, and access interfaces.
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29 June 2017

RTS on SCA and CSC - Annex Table 28 - June 2017.pdf

European Banking Authority regulatory technical standards (RTS) on strong customer authentication (SCA) and common secure communication (CSC) – defines reference fraud rate thresholds for remote electronic card payments and transfers under PSD2, effective June 2017.
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28 June 2017

Report on Innovative uses of data 2017.pdf

Report on Innovative uses of data 2017
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28 June 2017

Consumer Trends Report 2017.pdf

Consumer Trends Report 2017
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26 June 2017

IT_notification_BRRD_14March2016.pdf

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26 June 2017

RTS on Simplified obligations under BRRD 210617.pdf

Presentation
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26 June 2017

IT_notification_BRRD_5June2017.pdf

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26 June 2017

Final Guidelines on Risk Factors (JC 2017 37).pdf

Final Guidelines on Risk Factors (JC 2017 37)
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26 June 2017

Final Draft RTS on CCP to strengthen fight against financial crime (JC 2017 08).pdf

Final Draft RTS on CCP to strengthen fight against financial crime (JC 2017 08)
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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