Publications

Andrea Enria's introductory remarks at Joint ESAs Consumers Protection Day 2017

Presentation

Discussion Paper on the treatment of structural FX (EBA-DP-2017-01)

EBA Chair Andrea Enria’s 2017 keynote speech at Danmarks Nationalbank assesses post-crisis reforms in European banking, focusing on capital strengthening, asset quality, non-performing loans, and balance sheet resilience to support economic growth.

Report on 2015 CVA risk monitoring exercise

Joint ESAs’ Stakeholder Groups letter sent to EC in response to the EC’s review of the ESAs

EBA Chair Andrea Enria’s 2017 lecture at Utrecht University examines FinTech’s regulatory challenges, including risks to financial stability, unlevel playing fields, and EU market fragmentation, with case studies on virtual currencies, robo-advice, and PSD2 payment services.

Amending RTS to RTS on proxy spread (EBA-RTS-2017-07)

EBA instructions for the 2016 CVA risk monitoring exercise outlining reporting requirements, scope, and templates for EU banks to assess credit valuation adjustment risks under CRR, supporting supervisory review and international Basel standards alignment.

EBA guidelines establishing a harmonised framework for credit institutions to disclose liquidity coverage ratio (LCR) information under Article 435 of Regulation (EU) No 575/2013, complementing liquidity risk management disclosures as per Delegated Regulation (EU) 2015/61.

EBA statement to the European Parliament’s ECON Committee on its Opinion regarding Regulatory Technical Standards (RTS) under the Interchange Fee Regulation (IFR), addressing disagreements with EU Commission amendments on scheme separation, staff sharing, and remuneration rules to balance competition and proportionality in card payments.

European Banking Authority (EBA) vacancy for a Seconded National Expert in retail payments to support PSD2 implementation, consumer protection, and financial innovation monitoring under EU regulatory frameworks.

Presentation