Top Management and Directors


José Manuel Campa EBA Chairperson

José Manuel Campa, is the Chairperson of the European Banking Authority (EBA). He was appointed in March 2019 and is serving a renewable five-year term. He represents the Authority and by chairing the meetings of the Board of Supervisors and of the Management Board, he steers the strategic direction of the Authority.

From 2015 and prior to this appointment, Campa served as Global Head of Regulatory Affairs,  for the Grupo Santander.  Prior to that, he was Professor of Finance and Economics at IESE Business School.

Between 2009 and 2011 Campa served as Secretary of State for the Economy in the Ministry of Economy and Finances of Spain.  He was a member of the Financial Stability Board, the board of the European Financial Stability Facility, the Economic and Financial Committee and alternate governor in multilateral financial institutions. He has served in the Expert Group, chair by Mr. Erkki Liikanen, evaluating policy recommendations on structural reforms for the European Banking industry.

He has also taught at the Stern School of Business of New York University and at Columbia University. He has been Research Associate at the National Bureau of Economic Research and Research Fellow at the Center for Economic Policy Research. Mr. Campa has also been a consultant to a large number of international organizations, including the International Monetary Fund, the Inter-American Development Bank, the Bank of International Settlements in Basel, and the European Commission.

He has served on the boards of Prime Collateralised Securities (PCS) Europe, Bruegel, and General de Alquiler de Maquinaria.

José Manuel Campa holds a Ph.D. and a master degree in economics from Harvard University and a Licenciatura in law and in economics from the Universidad de Oviedo.

Executive Director

François-Louis Michaud EBA Executive Director

François-Louis Michaud is the Executive Director of the European Banking Authority since 1 September 2020. He is in charge of the management and work programme of the Authority, and prepares the work of the Management Board. Since March 2014, he had been a Deputy Director General at the European Central Bank, with responsibilities in the Single Supervisory Mechanism (SSM) first for horizontal and specialised topics, then for the supervision of the largest European banks. Previously, whilst a Deputy Director at France’s Autorité de Contrôle Prudentiel et de Résolution, he had been closely involved in the preparations for the SSM since 2012. At the Bank for International Settlements before (2005-09), he worked on the global financial system’s vulnerabilities and served as the Secretary to the Markets Committee, a forum for central banks’ market operations officials. He started his career at Banque de France in 1996, where he held various roles in banking supervision, policy and financial stability, before being seconded to the Federal Reserve Bank of New York (2004-05). He graduated in Economics, Finance, and Philosophy.


Director of Prudential Regulation and Supervisory Policy

Isabelle Vaillant Director of Prudential Regulation and Supervisory Policy

Isabelle Vaillant is responsible for delivering the EBA's prudential and resolution policy work as well as for overseeing the implementation of the standards with a view to ensuring a harmonised supervisory and resolution set of approaches across the EU. From 2011 to 2018, Isabelle was responsible for the production of the EBA regulatory work. Prior to this appointment, she was Head Inspector for on-site examinations at the French Financial Markets Authority. Between 1996 and 2010, Isabelle held several positions within Banque de France, including Deputy Director of the European and International Relations Directorate, Head of the Large International Credit Institutions Supervisory Department, Head of the International Regulation Department and Head of the European Regulation Division. Isabelle Vaillant graduated in Political Sciences at the Institute of Political Studies of Paris and completed a postgraduate MSc in Economics and Econometrics at the University of Paris X Nanterre.



Director of Innovation, Conduct and Consumers

Marilin Pikaro Director of Innovation, Conduct and Consumers

Marilin Pikaro is responsible for the EBA’s thematic and policy work on digital finance and information and communication technology (ICT) and security risks, the setting up of supervisory framework under Markets in Crypto-Assets Regulation (MiCAR) and oversight in relation to the Digital Operational Resilience Act (DORA), consumer protection, and Anti Money Laundering and Countering the Financing of Terrorism (AML/CFT).  

Marilin has a wealth of experience in both the public and private sector. Before joining the EBA, she was a special advisor to the European Commission. She has been a Chief Compliance Officer and member of the Executive team and Management Board at a banking group. Prior to that, she was leading Fraud Investigation & Dispute Services at a leading audit firm and worked as a senior investigator at the Estonian Criminal Police. Marilin Pikaro holds an EMBA degree from the University of Oxford, Said Business School.



Director of Data Analytics, Reporting and Transparency

Meri Rimmanen Director of Data Analytics, Reporting and Transparency


Meri Rimmanen is responsible for the EBA’s data hub, analytical tools and data services, as well as the development and maintenance of the authority’s integrated supervisory reporting and disclosures framework. Previously to her appointment, she has led the EBA’s Unit dealing with reporting, loan management and transparency. Meri joined the EBA at its inception and has worked on a wide range of reporting, data quality management, analytical tools and risk analysis issues. Prior to joining the EBA she worked in banking supervision, prudential policy and risk analysis at the Finnish Financial Supervisory Authority.




Director of Operations

Peter Mihalik Director of Operations

Peter Mihalik is the Director of Operations at the EBA, where he is responsible for the agency's budget, financial, procurement and IT services. He also oversees all activities related to human resources, corporate support and communications. Peter Mihalik holds an MBA from the London Business School, UK, as well as a Master's degree in Engineering from the Slovak Technical University in Bratislava, Slovakia. He has more than 20 years' experience in business modelling, strategy dynamics, decision and risk analysis in both the public and private sector, as well as experience in consultancy. Before joining the EBA, Peter worked as Head of Section Systems at the European Central Bank (ECB) in Frankfurt, Germany, where he was managing IT systems engineering, and was responsible for the maintenance and infrastructure development of server environments.