Question ID:
2015_2425
Legal Act:
Regulation (EU) No 575/2013 (CRR)
Topic:
Supervisory reporting - Funding Plans
Article:
99
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations:
EBA/GL/2014/04 - Guidelines on harmonised definitions and templates for funding plans of credit institutions - repealed by EBA/GL/2019/05
Article/Paragraph:
Annex 1 – Templates and definitions
Disclose name of institution / entity:
Yes
Name of institution / submitter:
Banco de Portugal
Country of incorporation / residence:
Portugal
Type of submitter:
Competent authority
Subject Matter:
Deposits reported in P 01.02 and in P 02.01
Question:

This question aims to clarify the validation rule v4134_m of the Funding Plan template. This validation rule states that the total deposits reported under "P 02.01 - Insured and uninsured deposits" must be equal or smaller than the deposits reported on lines 020, 060 and 120 of the frame "P 01.02 - Liabilities". Due to several reporting issues we intend to clarify if the total deposits reported under "P 02.01 - Insured and uninsured deposits" only refer to retail deposits under the Article 411.2 of CRR

Background on the question:

This question was made by a reporting institution and we have found several inconsistencies in other reports.

Date of submission:
19/10/2015
Published as Final Q&A:
03/02/2017
Final Answer:

Only retail deposits under Article 411.2 of Regulation (EU) No 575/2013 (CRR) shall be reported as defined in the references in template P 02.01 of Annex I to Guideline EBA/GL/2014/04.

Status:
Final Q&A
Answer prepared by:
Answer prepared by the EBA.
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