Question ID:
2013_216
Legal Act:
Regulation (EU) No 575/2013 (CRR)
Topic:
Supervisory reporting - FINREP (incl. FB&NPE)
Article:
99
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations:
Regulation (EU) No 680/2014 - ITS on supervisory reporting of institutions (repealed)
Article/Paragraph:
Annex III F20.4 row 210
Disclose name of institution / entity:
No
Type of submitter:
Credit institution
Subject Matter:
Annex III F20.4 row 210 Of which: Commercial immovable property
Question:

What is the information requested in this row? Does it consist of loans collateralized by commercial immovable property, similarly to row 230? Or is it made up of loans granted to acquire commercial immovable property?

Background on the question:

There is no normative reference in the template.

Date of submission:
09/09/2013
Published as Final Q&A:
14/02/2014
Final Answer:

The row 210 in F 20.04 includes loans collateralized by commercial immovable property without considering if the purpose of the loan is to purchase this type of property. That is, it depends upon a classification by collateral not upon a classification by purpose.

Status:
Final Q&A
Answer prepared by:
Answer prepared by the EBA.
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