Public meetings - Andrea Enria - January - April - 2017.pdf
Public meetings - Andrea Enria - January - April - 2017
Public meetings - Andrea Enria - January - April - 2017
The European Banking Authority (EBA) published today an Opinion responding to the European Commission’s (EC) intention to amend the EBA’s draft Regulatory Technical Standards (RTS) on strong customer authentication and common and secure communication. In its Opinion, while agreeing with the aims sought in the EC’s amendments, the EBA voices its disagreement with three of the four concrete amendments the Commission proposes on the basis that it would negatively impact the fine trade-off and balances previously found in the RTS.
EBA Opinion on the amended text of the RTS on SCA and CSC (EBA-Op-2017-09)
Consultation Paper on draft RTS on CCPs under PSD2 (EBA-CP-2017-09)
Report on Innovative uses of data 2017
Consumer Trends Report 2017
The European Banking Authority (EBA) published today a Report presenting the conclusions of its assessment on the topic of innovative uses of consumer data by financial institutions. The Report looks at both the risks and potential benefits of this innovation and identifies a number of requirements under EU law applying to financial institutions, which mitigate many of the risks identified by the EBA. The Report concludes that no additional, industry-specific legislative or regulatory requirements are needed at present, but the EBA will continue to monitor closely this innovation. The Report encourages cooperation between supervisory authorities across all relevant policy areas and contributes to fostering a consistent supervisory approach to innovation in the financial sector.
The European Banking Authority (EBA) published today its annual consumer trends report for 2017. The Report covers the retail banking products that fall in the EBA's consumer protection mandate, including mortgages, personal loans, deposits, payment accounts, payment services and electronic money. The report also provides an overview of the topical issues identified in 2017 that may impact consumers and other market participants, namely indebtedness, banking fees and costs, selling practices, innovation in payments, foreign currency loans, alternative financial services providers, and innovative uses of consumer data.
The Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) published today draft regulatory technical standards (RTS) to help Member States determine when payment service providers and electronic money issuers should appoint a Central Contact Point (CCP) to support the fight against money laundering and terrorist financing.
Presentation
Final Draft RTS on CCP to strengthen fight against financial crime (JC 2017 08)
Final Guidelines on Risk Factors (JC 2017 37)