Annex 2_ replacement -Annex XI LR instructions (Tracked Changes).pdf
Annex 2 - replacement Annex XI LR instructions (Tracked Changes)
Annex 2 - replacement Annex XI LR instructions (Tracked Changes)
Annex 1 - replacement LR templates
Annex XXV - LCR Instructions on inflows
The EBA has moved to its new offices in Canary Wharf in London on 15 December 2014.Please click here to find all relevant information on the new EBA premises and relevant changes in the address that you may want to take into consideration for your meetings and correspondence.
REG CALM TA 36/2014 Policy expert (own funds)
REG CALM SEC 16 2014 Policy expert (own funds) - Eligibility grid
BSG Response to Consultation Paper (EBA-CP-2014-25) 15 December 2014
JC DC 2014 001 (Revised Joint Committee Rules of Procedure)
REG CALM TA 36 Policy Expert (own funds) AD 8 - Eligibility grid
REG RRR SEC 16 2014 Policy Expert (own funds)
The European Banking Authority (EBA) launched today a public consultation on its draft Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs). The Guidelines set principles and specify necessary elements for calculating risk-based contributions to DGSs, with a view to curbing moral hazard while building up the necessary financial resources for DGSs. The Guidelines foster convergence in contributions practices across the EU, promoting level playing field for banks within the Single Market. The consultation runs until 11 February 2015.
The EBA launched today a consultation on Guidelines on payment commitments to deposit guarantee schemes. These Guidelines are part of the EBA's work to promote a consistent and coherent approach to deposit guarantee schemes across the European Union (EU). The consultation runs until 2 January 2015.
The European Banking Authority (EBA) launched today a public consultation on draft Regulatory Technical Standards (RTS) further specifying the criteria to set the minimum requirement for own funds and eligible liabilities (MREL) laid down in the Bank Recovery and Resolution Directive (BRRD). The aim of these standards is to achieve an appropriate degree of convergence in how these criteria are interpreted and applied across the EU to ensure a level playing field. Institutions with similar risk profiles, resolvability and other characteristics in any Member State should have similar levels of MREL. The consultation runs until 27 February 2015.
The EBA published today, in an aggregated format, all the information disclosed by EU Competent Authorities according to its Implementing Technical Standards (ITS) on supervisory disclosure which was published in the EU Official Journal on 4 June 2014. This information provides an overview on the implementation and transposition of the Capital Requirements Directive (CRDIV) and Capital Requirements Regulation (CRR) across the EU. It also provides a detailed picture on the use of options and national discretions by each and every EU Member State. Finally, it provides aggregate statistical data on the EU banking sector as at end 2013.
EBA-CP-2014-43 (CP on draft Guidelines on arrears and foreclosure)
CP on GLs on creditworthiness
The European Banking Authority (EBA) published today a consultation paper on draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive (MCD). As foreclosure can have significant consequences for consumers, creditors should implement measures to attempt to resolve with the borrower any payment difficulties before initiating foreclosure proceedings. These draft Guidelines will ensure that such measures are developed and adopted consistently across the European Union. The public consultation will run until 12 February 2015.
The European Banking Authority (EBA) published today a consultation paper on draft Guidelines on creditworthiness assessments under the Mortgage Credit Directive (MCD). These draft Guidelines provide details on how creditors across the EU should assess and verify consumers’ creditworthiness before concluding credit agreements for immovable residential properties. The consultation will run until 12 February 2015.
In accordance with the Markets in Financial Instruments Regulation (MiFIR), the EBA is tasked with monitoring the market for structured deposits across the European Union. In its paper, the EBA proposes a set of criteria and factors and includes explanatory notes to provide the rationale for each deviation from the criteria published by ESMA. The EBA considered that some of those criteria were not applicable to structured deposits, while others needed to be adapted and in some cases, new criteria had to be introduced, so as to take into account characteristics that are specific to structured deposits.