EBA speech at Payments Tomorrow Conference 2025 analysing the impact of PSD1 and PSD2 on EU payments innovation, competition, and security, while outlining upcoming regulatory changes like PSD3, PSR, and FIDA to enhance open banking, fraud prevention, and customer protection.
EBA report on AI adoption in EU banking and payments – analyses use cases, market trends, and risks, including credit scoring, fraud detection, customer support, and General-Purpose AI (GPAI), highlighting efficiency gains and regulatory challenges as of 2025.
EBA Q2 2025 report on credit risk parameters for IRB banks in EU and non-EU countries – presents statistical data on default rates, loss rates, probability of default (PD), and loss given default (LGD) by counterparty type and country, sourced from COREP C 9.02.
EBA Risk Dashboard Q2 2025 – quarterly assessment of EU banking sector risks covering solvency, credit risk, asset quality, profitability, funding, and liquidity through key indicators and trends.
The European Banking Authority (EBA) today published its Q2 2025 Risk Dashboard (RDB), which discloses aggregated statistical information for the largest EU/EEA credit institutions.
The European Banking Authority (EBA) today published its advice in response to the European Commission’s Call for Advice (CfA) on the review and performance of the EU covered bond framework. The EBA welcomes this initiative as a timely opportunity to evaluate the effectiveness of the current framework and to support the development of a deeper and more integrated EU covered bond market. The advice includes targeted recommendations aimed at enhancing harmonisation across national and EU-level frameworks, improving legal clarity and transparency, and expanding the scope of the EU covered bond ecosystem.
European Banking Authority (EBA) provides advice on reviewing the EU covered bond framework, addressing regulatory improvements and alignment with market practices in response to the European Commission’s 2023 call for input.
European Banking Authority (EBA) submits technical advice to the European Commission on reviewing the EU covered bond framework under the Covered Bond Directive (CBD), proposing harmonisation, investor protection, transparency, and alignment with the Capital Requirements Regulation (CRR).
EBA Joint Committee Autumn 2025 report analyses risks and vulnerabilities in the EU financial system, focusing on geopolitical tensions, trade fragmentation, cyber risks, and financial stability amid economic uncertainty and policy divergence.
European Banking Authority (EBA) 2025 training plan outlining workshops and courses for EU supervisors on AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, supervisory reporting, and cross-sectoral topics like AI and financial education.
EBA Autumn 2025 training courses for external stakeholders covering AML/CFT supervision, risk-based approaches, restrictive measures, bank recovery planning, ESG risk management, counter-terrorism financing, and mediation for EU supervisory authorities and financial institutions.
The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) today issued their Autumn 2025 Joint Committee Report on risks and vulnerabilities in the EU financial system. The Report highlights how tensions in global trade and the global security architecture have deepened geopolitical uncertainties. The authorities call for increased vigilance and urge financial entities to maintain adequate provisions in today’s tense and unpredictable environment.