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DPM VR deactivation updates scripts
Micro taxonomy package
EBA validation rules scope release 4.0 2025-06-12
EBA Validation Rules release 4.0 2025-06-12 (new format)
2025 Environmental statement
European Banking Authority 2025 Environmental Statement – reports 2024 environmental performance, EMAS compliance, emissions data, and sustainability objectives covering energy, travel, waste, and procurement under EU environmental management standards.
EBA publishes No Action letter on the interplay between Payment Services Directive (PSD2/3) and Markets in Crypto-Assets Regulation (MiCA)
The European Banking Authority (EBA) published today a No Action letter advising the EU Commission, EU Council and EU Parliament to ensure that, in the long term, EU law needs to avoid a dual authorisation under two pieces of EU law for the activity of transacting electronic money tokens (EMTs). While the existing Payment Services Directive 2 (PSD2) still applies, the letter advises national competent authorities (NCAs) to enforce authorisation of PSD2 for a specified subset only of crypto asset service providers (CASPs) that transact EMTs, to do so only after a transition period that ends on 2 March 2026, and then to deprioritise specified PSD2 provisions.
Annexes
Template categorisation for 4.1 DPM (June 2025)
2025 05 31 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa's May 2025 meeting register – covers discussions with banks, industry groups, and policymakers on EU banking policy, Basel III implementation, ESG risk management, crypto regulation (MiCA), and financial integration priorities.
Opinion on the interplay between PSD2 and MiCA in relation to crypto-asset service providers that transact electronic money tokens
EBA opinion clarifying the interplay between PSD2 and MiCA for crypto-asset service providers handling electronic money tokens, advising NCAs on temporary authorisation exemptions and supervisory priorities until PSD3/PSR apply, while recommending long-term legislative alignment to avoid dual licensing burdens.
Part V – Declaration of assurance
Part IV – Management assurance
Part III – Assessment of the effectiveness of the internal control systems
Part II – Management
BSG response to Consultation on draft RTS in the context of the EBA’s response to the European Commission’s Call for advice on new AMLA mandates
EBA Banking Stakeholder Group response to draft Regulatory Technical Standards on AML/CFT risk assessment for obliged entities under AMLD, critiquing automated scoring, NPO and crowdfunding indicators, and advocating a principles-based approach over rules-based mandates.
Reporting
Opinion of the EBA on measures in accordance with Article 458 of CRR on CRE exposures in Sweden
EBA opinion on Sweden’s request to extend CRR Article 458 risk weight floors for commercial and residential property-backed corporate exposures under the IRB approach, assessing capital adequacy and systemic risk in the Nordic-Baltic financial sector.
Opinion of the EBA on measures in accordance with Article 458 of CRR on RRE exposures in Sweden
EBA opinion on Sweden’s request to extend a 25% risk weight floor for residential real estate exposures under CRR Article 458, assessing macroprudential risks in the Swedish mortgage market and IRB model concerns until December 2027.
The EBA issues Opinions on two measures to address macroprudential risk following notifications by the Swedish FSA
The European Banking Authority (EBA) today published two Opinions following the notifications by the Swedish Financial Supervisory Authority (FSA) of its intention to extend the period of application of two existing macroprudential measures targeting certain exposures secured by immovable property. The measures aim at maintaining the resilience of institutions against a potential severe downturn in the real estate market. Based on the information provided, the EBA does not object to the extension of the measures.