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Innovative applications or potential regulatory/supervisory impediments
2025 10 31 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s October 2025 public meeting register – details engagements on financial stability, regulatory consistency, stablecoins, and risk management with global stakeholders and authorities.
Report on CfA on the market share of subsidiaries of third country banking groups in the EU
EBA report analysing the market share of subsidiaries of third-country banking groups in the EU, covering asset composition, liabilities, derivatives, prudential indicators, and P&L items with geographical breakdowns as of December 2024.
Report on EU banks funding structure and their dependence on fx funding
EBA report analysing EU/EEA banks' funding structures and dependence on foreign currency funding, including Net Stable Funding Ratio (NSFR), funding by currency and maturity, and exposure risks as of December 2024.
2025 10 31 Letter to Mr Berrigan on Submission of the CfA on market share of subsidiaries of third country banking groups in the EU
EBA report to the European Commission on the 2024 market share of third-country banking group subsidiaries in the EU, covering asset distribution, funding structure, derivatives, and income sources by country and counterparty under the 2025-2027 monitoring mandate.
2025 10 22 Letter to Mr Berrigan re EBA Response to the EC request to study the funding structure
EBA report responding to the European Commission’s request to analyse EU banks’ funding structure and foreign currency exposures, assessing net stable funding ratios (NSFR), reliance on non-EU funding, and currency mismatches as of December 2024 under the 2025–2027 monitoring mandate.
Consultation Paper on draft Guidelines on authorisation of third country branches
EBA consults on draft guidelines for authorising third-country bank branches under Directive 2013/36/EU, covering application requirements, assessment criteria, procedural rules, and harmonisation standards for EU market access.
EBA GL 2025 03 - Guidelines on ADC exposures to residential property under Article 126a of Regulation (EU) 5752013
The market share of EU subsidiaries of third country banking groups remains stable at 9.8% of total assets
The European Banking Authority (EBA) today published two Reports on the market share of subsidiaries of non-EU banks in the EU, as well as on EU banks’ assets and liabilities in foreign currencies. The market share of EU subsidiaries of third country banking groups amounts to 9.8% of total assets as of December 2023 (down from 10.17% a year earlier). The Report indicates that EU/EEA banks currently hold nearly 32% of their exposures in foreign currencies and receive 21.1% of their total funding in foreign currencies. This marks an upward trend since December 2023.
Persistent differences in national loan recovery outcomes reinforce case for EU insolvency harmonisation, the EBA analysis finds
The European Banking Authority (EBA) today published its second Report on the benchmarking of national loan enforcement frameworks across the EU Member States. The Report, which was compiled in response to the EU Commission’s call for advice in the context of the Savings and Investment Union’s agenda, calculates the benchmarks for loan recovery outcomes for the EU 27 aggregates and for the individual Member States. The results highlight a high degree of dispersion among different categories of loans, and across the EU27 Member States, for most of the benchmarks and loan categories. In addition, the Report underscores the importance of certain elements related to both the legal framework and the judicial capacity to improve the recovery outcomes.
EBA GL 2024 14 - Guidelines on internal policies to ensure the implementation of restrictive measures
EBA Report on Insolvency Benchmarks
EBA final report benchmarking national loan enforcement frameworks across EU member states, analysing recovery rates, time and judicial costs for corporates and SMEs in 2023Q3 to assess insolvency outcomes and key determinants.
2025 10 30 Letter to Mr Berrigan re CfA on Benchmarking of National Enforcement Frameworks
European Banking Authority (EBA) submits final report benchmarking national loan enforcement frameworks across 27 EU Member States, analysing recovery rates, times, and judicial costs for corporate and SME loans to assess insolvency regime efficiency and divergences.
EBA BS 2025 591 rev. 1 (Final Minutes of Ad hoc BoS conference call on 30 September 2025)
European Banking Authority (EBA) Board of Supervisors minutes from September 2025 outlining the selection procedure for the next EBA Chairperson, including timeline, vacancy notice, pre-selection board role, and legislative changes affecting the shortlisting process for EU Council and Parliament approval.
The EBA advises the European Commission on the foundations of the new anti-money laundering/countering the financing of terrorism regime
The European Banking Authority (EBA) today responded to the European Commission’s Call for Advice on the key components of the new anti-money laundering/countering the financing of terrorism (AML/CFT) framework. This advice puts forward a risk-based and proportionate approach that will support the swift and effective start of the Anti-Money Laundry Authority (AMLA) operations.
Templates categorisation for 4.2 DPM (October 2025)
EBA Letter to EC on the EBA response to the CfA of 12/03/2024 on AMLA RTS and GLs
EBA Letter to EC on the EBA response to the CfA of 12 03 2024 AMLA RTS and GLs
EBA response to the European Commission's Call for Advice on six AMLA mandates
EBA response to the European Commission's Call for Advice on six AMLA mandates
EBA OD 11 - Environmental Policy
European Banking Authority (EBA) environmental policy – establishes guidelines for sustainable operations, greenhouse gas reduction, and responsible environmental management, effective 2025, replacing prior circular economy and emissions frameworks.