Risk Dashboard - Q2 2025
EBA Risk Dashboard Q2 2025 – quarterly assessment of EU banking sector risks covering solvency, credit risk, asset quality, profitability, funding, and liquidity through key indicators and trends.
Search
26892 results
Q2 2025 supervisory data indicate improvements in ROE despite continued tightening of net interest margins in EU/EEA banks
The European Banking Authority (EBA) today published its Q2 2025 Risk Dashboard (RDB), which discloses aggregated statistical information for the largest EU/EEA credit institutions.
Management Board meeting
EBA-ESMA conference call on MiCA reporting
Thursday 25 September 2025, 10:30 - 12:00 CET (virtual event)
The EBA advises the EU Commission on the review of the EU covered bond framework
The European Banking Authority (EBA) today published its advice in response to the European Commission’s Call for Advice (CfA) on the review and performance of the EU covered bond framework. The EBA welcomes this initiative as a timely opportunity to evaluate the effectiveness of the current framework and to support the development of a deeper and more integrated EU covered bond market. The advice includes targeted recommendations aimed at enhancing harmonisation across national and EU-level frameworks, improving legal clarity and transparency, and expanding the scope of the EU covered bond ecosystem.
Advice on the review of the EU covered bond framework
European Banking Authority (EBA) provides advice on reviewing the EU covered bond framework, addressing regulatory improvements and alignment with market practices in response to the European Commission’s 2023 call for input.
Letter to Mr Berrigan re the EBA Advice on the review of the EU covered bond framework
European Banking Authority (EBA) submits technical advice to the European Commission on reviewing the EU covered bond framework under the Covered Bond Directive (CBD), proposing harmonisation, investor protection, transparency, and alignment with the Capital Requirements Regulation (CRR).
Joint Committee Report on risks and vulnerabilities in the EU financial system - Autumn 2025
EBA Joint Committee Autumn 2025 report analyses risks and vulnerabilities in the EU financial system, focusing on geopolitical tensions, trade fragmentation, cyber risks, and financial stability amid economic uncertainty and policy divergence.
Training Plan 2025
European Banking Authority (EBA) 2025 training plan outlining workshops and courses for EU supervisors on AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, supervisory reporting, and cross-sectoral topics like AI and financial education.
EBA Course Offer for externals
EBA Autumn 2025 training courses for external stakeholders covering AML/CFT supervision, risk-based approaches, restrictive measures, bank recovery planning, ESG risk management, counter-terrorism financing, and mediation for EU supervisory authorities and financial institutions.
Oversight Forum members
European supervisors tell financial institutions to stay alert to stability risks in uncertain and volatile times
The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) today issued their Autumn 2025 Joint Committee Report on risks and vulnerabilities in the EU financial system. The Report highlights how tensions in global trade and the global security architecture have deepened geopolitical uncertainties. The authorities call for increased vigilance and urge financial entities to maintain adequate provisions in today’s tense and unpredictable environment.
Public hearing on Regulatory Technical Standards on resolution planning
2025 09 15 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s September 2025 meeting register detailing discussions with Bain & Company on EU, UK, and US regulatory trends, complexity, and proportionality in banking supervision.
2025 09 15 PMR -2025 Jose Manuel Campa
European Banking Authority (EBA) public meeting register for September 2025 listing engagements by Chairperson Jose Manuel Campa, including discussions on regulatory outlook, simplification agenda, and meetings with Spanish Banking Association and academia.
José Manuel Campa resigns as Chairperson of the EBA
José Manuel Campa, current Chairperson of the European Banking Authority (EBA), announced last week to the EBA Board of Supervisors his decision to step down from his role and leave the Authority at the end of January 2026 because of personal, family-related issues. Jose Manuel will continue to be fully engaged with the EBA until the end of January 2026 to ensure a seamless leadership transition and minimise any possible disruption at this time of change. To this end, the EBA is initiating the standard process to select the new Chairperson.
EBA issues revised list of ITS validation rules
The European Banking Authority (EBA) issued today a revised list of validation rules in its Implementing Technical Standards (ITS) on supervisory reporting, highlighting those which have been deactivated either for incorrectness or for triggering IT problems. Competent Authorities throughout the EU are informed that data submitted in accordance with these ITS should not be formally validated against the set of deactivated rules.