European Banking Authority 2025 Environmental Statement – reports 2024 environmental performance, EMAS compliance, emissions data, and sustainability objectives covering energy, travel, waste, and procurement under EU environmental management standards.
The European Banking Authority (EBA) published today a No Action letter advising the EU Commission, EU Council and EU Parliament to ensure that, in the long term, EU law needs to avoid a dual authorisation under two pieces of EU law for the activity of transacting electronic money tokens (EMTs). While the existing Payment Services Directive 2 (PSD2) still applies, the letter advises national competent authorities (NCAs) to enforce authorisation of PSD2 for a specified subset only of crypto asset service providers (CASPs) that transact EMTs, to do so only after a transition period that ends on 2 March 2026, and then to deprioritise specified PSD2 provisions.
EBA Chairperson Jose Manuel Campa's May 2025 meeting register – covers discussions with banks, industry groups, and policymakers on EU banking policy, Basel III implementation, ESG risk management, crypto regulation (MiCA), and financial integration priorities.
EBA opinion clarifying the interplay between PSD2 and MiCA for crypto-asset service providers handling electronic money tokens, advising NCAs on temporary authorisation exemptions and supervisory priorities until PSD3/PSR apply, while recommending long-term legislative alignment to avoid dual licensing burdens.
EBA Banking Stakeholder Group response to draft Regulatory Technical Standards on AML/CFT risk assessment for obliged entities under AMLD, critiquing automated scoring, NPO and crowdfunding indicators, and advocating a principles-based approach over rules-based mandates.
EBA opinion on Sweden’s request to extend CRR Article 458 risk weight floors for commercial and residential property-backed corporate exposures under the IRB approach, assessing capital adequacy and systemic risk in the Nordic-Baltic financial sector.
EBA opinion on Sweden’s request to extend a 25% risk weight floor for residential real estate exposures under CRR Article 458, assessing macroprudential risks in the Swedish mortgage market and IRB model concerns until December 2027.
The European Banking Authority (EBA) today published two Opinions following the notifications by the Swedish Financial Supervisory Authority (FSA) of its intention to extend the period of application of two existing macroprudential measures targeting certain exposures secured by immovable property. The measures aim at maintaining the resilience of institutions against a potential severe downturn in the real estate market. Based on the information provided, the EBA does not object to the extension of the measures.
EBA Chair José Manuel Campa’s 2025 keynote speech at the BCBS-BSCEE-FSI meeting for European supervisors – addressing EU financial regulation efficiency, simplification, and proportionality to support green and digital transitions while maintaining resilience and competitiveness in the single market.
European Joint Bank Reporting Committee (JBRC) 2025 work programme – prioritising semantic integration, common data standards, and reporting frameworks (IReF, ESG, FINREP) for supervisory, statistical, and resolution reporting, including coordination with the DPM Alliance and industry stakeholders.
EBA, ECB, and EIOPA establish a joint governance framework – the DPM Alliance – to streamline data reporting, harmonize the Data Point Model (DPM) methodology, and reduce costs for banks, insurers, and pension providers through standardized metadata exchange and technical solutions.
EBA and ECB establish the Joint Bank Reporting Committee (JBRC) under the Capital Requirements Regulation to streamline supervisory, resolution, and statistical reporting for banks, aiming to reduce costs and improve efficiency through an integrated reporting system.