2025 07 31 PMR -2025 Jose Manuel Campa
European Banking Authority (EBA) Public Meeting Register for July 2025 – Chairperson Jose Manuel Campa reports no disclosed meetings between 16-31 July under transparency requirements.
European Banking Authority (EBA) Public Meeting Register for July 2025 – Chairperson Jose Manuel Campa reports no disclosed meetings between 16-31 July under transparency requirements.
EBA Executive Director François-Louis Michaud’s July 2025 public meeting register detailing discussions with HSBC Continental Europe on bank strategy, EBA stress tests, regulatory matters, and DORA implementation.
EBA Executive Director François-Louis Michaud’s July 2025 public meeting register detailing stakeholder engagements with German Banking Association and Accountancy Europe on supervision, accounting, and regulatory strategy.
EBA-SUERF conference programme outlining discussions on simplifying financial sector regulations, macroeconomic impacts, and EU supervisory framework efficiency, featuring keynotes and panels with policymakers, academics, and regulators.
EBA draft regulatory technical standards under CRR 3 Article 501d(5) specify methods for banks to calculate and aggregate crypto-asset exposure values, including capital requirements, risk frameworks, and the 1% Tier 1 capital limit, aligning with MiCA and BCBS standards.
EBA opinion on applying ESG risk disclosure provisions under CRR3, addressing implementation challenges due to pending Omnibus package reforms. Recommends temporary enforcement relief for large and newly in-scope institutions to avoid conflicting requirements and compliance burdens until updated ITS are finalised.
The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) which specify the technical elements necessary for institutions to calculate and aggregate crypto-asset exposures in relation to the prudential treatment of such exposures. The RTS address implementation aspects and will ensure harmonisation of the capital requirements on crypto-asset exposures by institutions across the EU.
EBA draft regulatory technical standards on operational risk losses under CRR – establishing a risk taxonomy, defining 'unduly burdensome' conditions for annual loss calculations, and outlining adjustments to loss datasets following mergers or acquisitions for EU banks.
The European Banking Authority (EBA) today published three final draft Regulatory Technical Standards (RTS) that provide a taxonomy for operational risk losses and offer clarity on the exemptions for the calculation of the annual operational risk loss and on the adjustments to the loss data set that banks must perform when merging or acquiring entities or activities.
The European Banking Authority (EBA) today released the results of its 2025 EU-wide stress test involving 64 banks from 17 EU and EEA countries and covering 75% of EU banking sector assets. The results confirm that European banks remain resilient even under a severe hypothetical economic downturn. The simulated scenario involves a sharp deterioration in the global macro-financial environment, driven by a resurgence in geopolitical tensions, entrenched trade fragmentation, including increase in tariffs, and persistent supply shocks. EU banks, despite bearing losses of EUR 547bn, maintain strong capital positions and their capacity to continue supporting the economy.
EBA 2025 EU-wide stress test results – assesses resilience of largest EU banks under a severe recession, geopolitical tensions, and trade policy shocks, showing strong capital levels and lending capacity despite EUR 547 bn in losses over three years.
EBA’s 2025 EU-wide stress test FAQs explain the exercise’s objectives, methodology, and key changes—including CRR3 integration, output floor, and sectoral credit risk breakdowns—to assess EU banks’ resilience under adverse scenarios, involving 64 banks and coordinated with ECB, ESRB, and national authorities.
EBA 2025 EU-wide stress test results – assesses bank resilience under adverse scenarios, covering capital depletion drivers, credit and market risks, and aggregate CET1 ratio impacts across EU banks under CRR3 rules.
The European Banking Authority (EBA) today published its Q4 2024 semi-annual Dashboard on the minimum requirement for own funds and eligible liabilities (MREL), which discloses aggregated statistical information for 345 banks earmarked for resolution across the European Union (EU) and for which the EBA has received data about both decisions and resources. All in all, banks meet their MREL requirements in line with the Bank Recovery and Resolution Directive (BRRD) deadline of 1 January 2024, as shortfalls are reported only by a few banks, mostly in their transition period towards future requirements. The amount of instruments becoming ineligible over the next year for the sample reached EUR 242bn.
EBA MREL Dashboard Q4 2024 – reports on minimum requirement for own funds and eligible liabilities (MREL) compliance, shortfalls, and resolution planning across EU banks, including external and internal MREL levels by institution type and member state.
The European Banking Authority (EBA) today launched a public consultation on its draft Implementing Technical Standards (ITS) for the supervisory reporting of third-country branches under the Capital Requirements Directive (CRD). This initiative aims to establish uniform formats, definitions, and reporting frequencies for third-country branches, ensuring a consistent and comprehensive approach to regulatory and financial information reporting across the EU. The consultation runs until 31 October 2025.