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EBA validation rules scope release 4.0 2025-06-12
2025 Environmental statement
EBA Validation Rules release 4.0 2025-06-12 (new format)
EBA publishes No Action letter on the interplay between Payment Services Directive (PSD2/3) and Markets in Crypto-Assets Regulation (MiCA)
The European Banking Authority (EBA) published today a No Action letter advising the EU Commission, EU Council and EU Parliament to ensure that, in the long term, EU law needs to avoid a dual authorisation under two pieces of EU law for the activity of transacting electronic money tokens (EMTs). While the existing Payment Services Directive 2 (PSD2) still applies, the letter advises national competent authorities (NCAs) to enforce authorisation of PSD2 for a specified subset only of crypto asset service providers (CASPs) that transact EMTs, to do so only after a transition period that ends on 2 March 2026, and then to deprioritise specified PSD2 provisions.
Template categorisation for 4.1 DPM (June 2025)
Opinion on the interplay between PSD2 and MiCA in relation to crypto-asset service providers that transact electronic money tokens
2025 05 31 PMR -2025 Jose Manuel Campa
BSG response to Consultation on draft RTS in the context of the EBA’s response to the European Commission’s Call for advice on new AMLA mandates
Reporting
Opinion of the EBA on measures in accordance with Article 458 of CRR on CRE exposures in Sweden
Opinion of the EBA on measures in accordance with Article 458 of CRR on RRE exposures in Sweden
The EBA issues Opinions on two measures to address macroprudential risk following notifications by the Swedish FSA
The European Banking Authority (EBA) today published two Opinions following the notifications by the Swedish Financial Supervisory Authority (FSA) of its intention to extend the period of application of two existing macroprudential measures targeting certain exposures secured by immovable property. The measures aim at maintaining the resilience of institutions against a potential severe downturn in the real estate market. Based on the information provided, the EBA does not object to the extension of the measures.