Summary of the EBA Banking Stakeholder Group (BSG) conference call on 11 December 2025 – covering updates on working group activities, responses to SREP and AML/CFT consultations, progress on sustainable finance, payments regulation (PSD3/PSR), and EBA’s risk assessments and publications for 2025-2026.
The European Banking Authority (EBA) today published the latest edition of its ESG risk dashboard, integrating data up to the second quarter of 2025. The dashboard reflects the latest changes in banks 'exposures to climate risks and aims to provide background information to support institutions and authorities in managing these risks. The new release confirms continued stability across major climate related risk indicators, broadly in line with the patterns observed in previous updates.
EBA opinion on the European Commission’s draft simplified European Sustainability Reporting Standards (ESRS), assessing alignment with risk management needs, interoperability with global standards (ISSB), and proportionality of reporting reliefs under the Corporate Sustainability Reporting Directive (CSRD).
EBA submits its opinion to the European Commission on EFRAG’s draft simplified European Sustainability Reporting Standards (ESRS), supporting cost reduction while recommending continued sustainability risk analysis and time-limited reliefs under CSRD.
The European Banking Authority (EBA) published today an Opinion on the draft amended European Sustainability Reporting Standards (ESRS) developed by the European Financial Reporting Advisory Group (EFRAG). The EBA recognises through this Opinion, addressed to the European Commission, the progress achieved in simplifying elements of the initial standards while also highlighting key issues that require further attention - most notably, the permanent nature of certain reliefs.
European Banking Authority (EBA) data protection notice outlining how personal data is processed for financial transactions under EUDPR, including payment execution, legal commitments, and data retention policies, along with data subject rights and contact details.
EBA keynote speech at MFSA 2026 conference outlines 21 recommendations to simplify banking regulation and supervision, focusing on proportionality, reporting efficiency, credit risk, governance, and ESG while maintaining resilience and competitiveness in the EU financial sector.
EBA public meeting register for January 2026 listing engagements of Executive Director François-Louis Michaud with banking federations, financial institutions, and advisory firms on EU banking regulations, internal governance guidelines, and financial sector perspectives.
EBA final guidelines on proportionate retail diversification methods under CRR Article 123(1), defining criteria for retail exposures to qualify for preferential risk weights by ensuring sufficient portfolio granularity and harmonizing EU standards.
European Banking Authority (EBA) Board of Supervisors minutes from December 2025 detailing the ad hoc meeting to interview and shortlist candidates for the EBA Chairperson role, culminating in a two-candidate shortlist for the European Parliament and Council.
The European Banking Authority (EBA) today published its final Guidelines on proportionate retail diversification methods under the Capital Requirements Regulation (CRR). The Guidelines provide a harmonised framework to assess whether their retail portfolios are sufficiently diversified, while ensuring a proportionate application for smaller institutions.
The European Banking Authority (EBA) published today an Opinion advising national competent authorities (NCAs) under the Revised Payment Services Directive (PSD2) on how to proceed once the transition period that is set in the EBA’s No-Action Letter of 2 June 2025 (EBA/Op/2025/08) comes to an end on 2 March 2026. The transition period allows crypto asset service providers (CASPs) nine months to continue transacting electronic money tokens that qualify as payment services while submitting, and awaiting the response to, their application for authorisation under PSD2.
EBA opinion outlining supervisory priorities for national authorities as the transition period under its No-Action Letter on PSD2 and MiCA interplay ends on 2 March 2026, addressing authorisation processes, conditions for continued EMT transactions, and coordination between PSD2 and MiCA frameworks.
European Banking Authority (EBA) data protection notice outlining how personal data of students in the Young Talents Policy – Students Programme is processed under EU Regulation 2018/1725, covering selection, onboarding, evaluation, and exit procedures, including data access, retention periods, and legal basis.
European Banking Authority (EBA) data protection notice outlining personal data processing for its Young Talents Policy and Job Shadowing Programme under EUDPR, covering selection, onboarding, evaluation, and data retention for students aged 14–19.
European Banking Authority (EBA) data protection notice outlining personal data processing for its Young Talents Policy Traineeship Programme under EUDPR, covering selection, onboarding, and exit procedures, including data access, retention periods, and legal basis.
European Banking Authority (EBA) policy outlining guidelines for its young talents programmes, including the Students Programme, Job Shadowing Internship, and Traineeship Policy, effective October 2025, consolidating and updating previous internship frameworks.