Publications

EBA Annual Declaration of Interests (ADoI) form – requires staff and contractual parties to disclose financial interests, conflicts of interest, and compliance with ethics guidelines under EU Staff Regulations and EBA’s Conflict of Interest Policy to ensure independence and transparency.

EBA speech at Payments Tomorrow Conference 2025 analysing the impact of PSD1 and PSD2 on EU payments innovation, competition, and security, while outlining upcoming regulatory changes like PSD3, PSR, and FIDA to enhance open banking, fraud prevention, and customer protection.

EBA report on AI adoption in EU banking and payments – analyses use cases, market trends, and risks, including credit scoring, fraud detection, customer support, and General-Purpose AI (GPAI), highlighting efficiency gains and regulatory challenges as of 2025.

EBA Q2 2025 report on credit risk parameters for IRB banks in EU and non-EU countries – presents statistical data on default rates, loss rates, probability of default (PD), and loss given default (LGD) by counterparty type and country, sourced from COREP C 9.02.

EBA Risk Dashboard Q2 2025 – quarterly assessment of EU banking sector risks covering solvency, credit risk, asset quality, profitability, funding, and liquidity through key indicators and trends.

European Banking Authority (EBA) provides advice on reviewing the EU covered bond framework, addressing regulatory improvements and alignment with market practices in response to the European Commission’s 2023 call for input.

European Banking Authority (EBA) submits technical advice to the European Commission on reviewing the EU covered bond framework under the Covered Bond Directive (CBD), proposing harmonisation, investor protection, transparency, and alignment with the Capital Requirements Regulation (CRR).

EBA Joint Committee Autumn 2025 report analyses risks and vulnerabilities in the EU financial system, focusing on geopolitical tensions, trade fragmentation, cyber risks, and financial stability amid economic uncertainty and policy divergence.

European Banking Authority (EBA) 2025 training plan outlining workshops and courses for EU supervisors on AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, supervisory reporting, and cross-sectoral topics like AI and financial education.

EBA Autumn 2025 training courses for external stakeholders covering AML/CFT supervision, risk-based approaches, restrictive measures, bank recovery planning, ESG risk management, counter-terrorism financing, and mediation for EU supervisory authorities and financial institutions.