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    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Opinions

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7 March 2025

ESAs Joint Committee Opinion on the rejection of the RTS on subcontracting under DORA

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27 February 2025

Opinion on European Commission's proposed amendment to RTS authorisation ARTs under MiCAR

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5 February 2025

Opinion on EC changes on RTS on conflicts of interests for issuers of asset-referenced tokens under MiCAR

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29 January 2025

EBA Opinion on virtual currency entities (EBA-Op-2016-14)

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21 January 2025

Opinion on interaction between Pillar 2 requirements and the output floor

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17 December 2024

Opinion on the application of EMIR3 with respect to initial margin models

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28 November 2024

Opinion on a decision to grant the permission Article 129(1)(1a) of the CRR – notification from Central Bank of Hungary (MNB)

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14 November 2024

Opinion on EC's amendments to draft ITS on Supervisory reporting and Pillar 3 disclosures

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15 October 2024

Opinion of the ESAs on the rejection of the ITS on RoI under DORA

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15 October 2024

ESAs proposals for further changes to the ITS on RoI

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15 October 2024

ESAs proposals for further changes to the Annex of the ITS on RoI

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29 August 2024

Opinion of the EBA on measures in accord. with Art. 458 of Reg. (EU) No 5752013

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27 June 2024

Opinion on Consob decision to grant the permission referred to in the Securitisation Regulation

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18 June 2024

Joint ESAs Opinion on the assessment of the Sustainable Finance Disclosure Regulation

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7 June 2024

EBA Opinion on measures in accordance with Article 124 (EBA/Op/2024/02)

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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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