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Vincent Herlicq

YES
YES but I would much prefer a timeline extended to 365-Days
Do not understand why it should take so much time. Third Party Provider should be able to do it in 1 month and banks can do it in in under 3 months with enough pressure.
In any correctly developed system the timeline for the renewal od SCA must be a parameter, so easy to change.
consumers and consumers' associations
Vincent Herlicq