Factsheets

European Supervisory Authorities (EBA, EIOPA, ESMA) outline the 2026 Joint Committee work programme focusing on digital operational resilience under DORA, consumer protection, financial innovation, PRIIPs regulation, and cross-sectoral supervisory convergence to enhance EU financial stability and regulatory consistency.

EBA Banking Stakeholder Group (BSG) minutes from July 2025 outlining discussions on regulatory updates, including guidelines on default definitions, ESG risk disclosures, AML/CFT standards, FIDA, and EBA’s latest reports on remuneration, liquidity, and crypto asset authorizations.

European Supervisory Authorities (ESAs) 2025 report analyzing BigTechs' direct financial services in the EU, including payment services, e-money issuance, and insurance intermediation by 11 of 13 major tech groups, assessing licensing, PSD2 exclusions, and cross-border supervisory coordination under DORA and DMA frameworks.

European Banking Authority (EBA) record of personal data processing activities under DORA oversight – details joint controllership with ESMA and EIOPA, processors, and data protection measures for supervising critical ICT third-party providers under EU Regulation 2018/1725.

EBA and ESMA provide technical advice on the EU investment firms prudential framework, assessing categorisation, K-factors, liquidity requirements, remuneration rules, and interactions with MiCA and other regulations under IFR/IFD.

EBA and ESMA submit final report on the Call for Advice reviewing the prudential framework for investment firms (IFR/IFD), including recommendations to refine the regime, improve integration with CRR/CRD, MiCAR, AIFMD, and UCITS, and address regulatory gaps.

EBA 2024 report on supervisory convergence assessing prudential supervision, resolution planning, MREL compliance, digital finance under MiCA, AML/CFT frameworks, and cross-cutting activities including peer reviews and Q&As to strengthen EU banking supervision.

Banking Stakeholder Group response to EBA consultation on amending Guidelines on the definition of default under CRR (EU) No 575/2013, addressing quantitative default triggers, forbearance measures, and risk-sensitive classification while balancing financial stability and debt restructuring under Article 178.

European Banking Authority (EBA) report analysing the white labelling landscape in the EU, assessing opportunities, risks, and challenges for financial institutions, including AML/CFT considerations and third-party dependencies – October 2025.

EBA factsheet summarizing findings on white labelling in EU financial services, covering its growth, key products (payments, BNPL, crypto-assets), benefits (lower fees, inclusion), risks (transparency, fraud), and supervisory actions to enhance consumer protection and disclosure by 2026.

European Supervisory Authorities (EBA, EIOPA, ESMA) outline their joint privacy statement for processing personal data under DORA oversight activities, ensuring compliance with EU data protection rules while supervising critical ICT third-party providers and managing digital operational resilience in the financial sector.

European Commission letter to EBA proposing amendments to draft Regulatory Technical Standards (RTS) under MiCA, focusing on highly liquid financial instruments for crypto-asset reserve assets, including scope adjustments, money market fund inclusion, and concentration limit revisions.

European Commission letter to EBA outlining proposed amendments to Regulatory Technical Standards (RTS) under MiCA for liquidity requirements of asset-referenced tokens (ARTs), including minimum highly liquid financial instrument (HLFI) thresholds to balance correlation and liquidity objectives.

EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) under MiCA, addressing highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk. The EBA rejects changes that could weaken prudential safeguards, emphasizing alignment with LCR and UCITS frameworks to prevent liquidity risks and regulatory arbitrage.