Factsheets
Joint General Privacy statement - DORA Oversight
European Supervisory Authorities (EBA, EIOPA, ESMA) outline their joint privacy statement for processing personal data under DORA oversight activities, ensuring compliance with EU data protection rules while supervising critical ICT third-party providers and managing digital operational resilience in the financial sector.
SGL 2025 053 (Letter RTS on reserve assets)
European Commission letter to EBA proposing amendments to draft Regulatory Technical Standards (RTS) under MiCA, focusing on highly liquid financial instruments for crypto-asset reserve assets, including scope adjustments, money market fund inclusion, and concentration limit revisions.
SGL 2025 052 (Letter RTS on HLFI)
European Commission letter to EBA outlining proposed amendments to Regulatory Technical Standards (RTS) under MiCA for liquidity requirements of asset-referenced tokens (ARTs), including minimum highly liquid financial instrument (HLFI) thresholds to balance correlation and liquidity objectives.
2025_10_10_letter_to_j_berrigan_re_eba_opinion_rts_to_specify_the_hlfi_with_minimal_market_risk_credit_risk_and_concentration_risk.pdf
EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) under MiCA, addressing highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk. The EBA rejects changes that could weaken prudential safeguards, emphasizing alignment with LCR and UCITS frameworks to prevent liquidity risks and regulatory arbitrage.
2025_10_10_letter_to_j_berrigan_re_eba_opinion_rts_to_further_specify_the_liquidity_requirements_of_the_reserve_of_assets.pdf
EBA opinion on European Commission amendments to Regulatory Technical Standards under MiCA, addressing liquidity requirements for asset-referenced token reserves. The EBA opposes investments in non-highly liquid assets, emphasizing consistency with MiCA’s prudential framework and cash-redemption rights.
2025 09 30 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s September 2025 public meeting register detailing discussions with banks, regulators, and fintech firms on EU banking regulation, proportionality, Basel 3 implementation, crypto policy, and financial market competitiveness.
Opinion RTS to further specify the liquidity requirements of the reserve of assets
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, addressing liquidity requirements for asset-referenced tokens (ARTs). The document evaluates proposed changes to reserve asset rules, highlighting concerns over liquidity risks, alignment with MiCA’s prudential framework, and consistency with EU financial regulations.
Opinion RTS to specify the HLFI with minimal market risk credit risk and concentration risk
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, specifying highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk to ensure reserve asset liquidity and compliance with prudential objectives.
2025 09 30 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s September 2025 meeting register covering discussions with banks and stakeholders on regulatory simplification, EU banking competitiveness, ESG, prudential risks, payments innovation, and financial intermediation trends.
Report on tackling ML TF risks in crypto-asset services through supervision
EBA report analyzing money laundering and terrorist financing risks in crypto-asset services, highlighting evasion tactics like unauthorized operations and forum shopping, and outlining MiCA and AML/CFT safeguards for effective supervision and regulatory compliance.
EBA Final report on Implementation Reviews
EBA FINAL REPORT ON COMPETENT AUTHORITIES’ APPROACHES TO THE ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM SUPERVISION OF BANKS
EBA Final report on Implementation Reviews
EBA final report assessing national competent authorities’ approaches to anti-money laundering and counter-terrorism financing supervision of banks, covering supervisory strategies, cooperation, challenges, and implementation reviews under EU AML/CFT frameworks – 2025.
BSG response to Consultation on draft amending Guidelines on product oversight and governance arrangements for retail banking products to take into account products with ESG features and greenwashing risks
Banking Stakeholder Group’s response to EBA’s consultation on amending product oversight and governance guidelines for retail banking products, addressing ESG features and greenwashing risks to align with updated EU regulations and consumer protection standards.
Vacancy notice - Chairperson
European Banking Authority (EBA) vacancy notice for the Chairperson position – invites applications for a 5-year term to lead the authority, oversee regulatory priorities, and represent the EBA before EU institutions and stakeholders under Regulation (EU) No 1093/2010.