Factsheets
Guidelines on environmental scenario analysis
EBA final guidelines on environmental scenario analysis – outlining requirements for institutions to assess climate-related risks (physical and transition) in stress testing, credit risk modeling, and business resilience, complementing ESG risk management under Directive 2013/36/EU and Regulation (EU) No 575/2013.
2025 10 31 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s October 2025 public meeting register – details engagements on financial stability, regulatory consistency, stablecoins, and risk management with global stakeholders and authorities.
Report on CfA on the market share of subsidiaries of third country banking groups in the EU
EBA report analysing the market share of subsidiaries of third-country banking groups in the EU, covering asset composition, liabilities, derivatives, prudential indicators, and P&L items with geographical breakdowns as of December 2024.
Report on EU banks funding structure and their dependence on fx funding
EBA report analysing EU/EEA banks' funding structures and dependence on foreign currency funding, including Net Stable Funding Ratio (NSFR), funding by currency and maturity, and exposure risks as of December 2024.
2025 10 31 Letter to Mr Berrigan on Submission of the CfA on market share of subsidiaries of third country banking groups in the EU
EBA report to the European Commission on the 2024 market share of third-country banking group subsidiaries in the EU, covering asset distribution, funding structure, derivatives, and income sources by country and counterparty under the 2025-2027 monitoring mandate.
2025 10 22 Letter to Mr Berrigan re EBA Response to the EC request to study the funding structure
EBA report responding to the European Commission’s request to analyse EU banks’ funding structure and foreign currency exposures, assessing net stable funding ratios (NSFR), reliance on non-EU funding, and currency mismatches as of December 2024 under the 2025–2027 monitoring mandate.
Consultation Paper on draft Guidelines on authorisation of third country branches
EBA consults on draft guidelines for authorising third-country bank branches under Directive 2013/36/EU, covering application requirements, assessment criteria, procedural rules, and harmonisation standards for EU market access.
EBA Report on Insolvency Benchmarks
EBA final report benchmarking national loan enforcement frameworks across EU member states, analysing recovery rates, time and judicial costs for corporates and SMEs in 2023Q3 to assess insolvency outcomes and key determinants.
2025 10 30 Letter to Mr Berrigan re CfA on Benchmarking of National Enforcement Frameworks
European Banking Authority (EBA) submits final report benchmarking national loan enforcement frameworks across 27 EU Member States, analysing recovery rates, times, and judicial costs for corporate and SME loans to assess insolvency regime efficiency and divergences.