Factsheets

European Banking Authority (EBA) public meeting register for December 2025 listing engagements of Executive Director François-Louis Michaud, including keynote speeches on emerging risks in Europe with the Institute of International Finance (IIF) and European CRO Forum.

EBA 2025 innovation monitoring report – analyses adoption of AI, cloud computing, digital wallets, and crypto-assets in EU banking, assesses risks, and outlines supervisory expectations under DORA to ensure secure and competitive financial innovation.

EBA December 2025 update on equivalence monitoring of non-EU jurisdictions' banking regulations – assessing regulatory frameworks, supervisory practices, and market trends to support EC equivalence decisions under EU banking rules.

European Banking Authority (EBA) analysis on access to banking services in the EU – examines challenges from digitalisation, branch closures, and regulatory disparities, reviews hard and soft law frameworks (DORA, CER Directive, Cyber Resilience Act), and proposes recommendations to ensure equitable financial inclusion for vulnerable groups across Member States.

EBA, ECB, and EU national authorities establish a cooperation framework for information sharing to support non-bank payment service providers' access to central bank-operated payment systems under a 2025 MoU.

EBA report on Q3 2025 stakeholder meetings covering ESG risks, AI Act, digital finance, capital requirements (CRR3, FRTB), transition planning, and regulatory discussions with banks, fintech firms, and industry associations.