Factsheets

European Supervisory Authorities (EBA, EIOPA, ESMA) consult on draft ESG disclosure rules under the Sustainable Finance Disclosure Regulation (SFDR) and Taxonomy Regulation, covering entity-level adverse impact disclosures and product-level transparency requirements for financial market participants and products.

EBA, EIOPA, and ESMA Joint Committee spring 2017 report highlights key risks to EU financial stability, including low bank profitability, high NPLs, valuation risks from search-for-yield strategies, interconnectedness, and rising cyber and IT-related operational risks amid economic uncertainty.

EBA, EIOPA, and ESMA consult on draft Guidelines to prevent money laundering and terrorist financing in electronic fund transfers, outlining payment service providers' obligations to detect missing or incomplete payer/payee information under EU Regulation 2015/847.

European Supervisory Authorities (EBA, EIOPA, ESMA) issue joint guidelines under Regulation (EU) 2015/847 to harmonize AML/CFT measures for payment service providers, ensuring consistent payer and payee information in electronic fund transfers to prevent terrorist financing and money laundering.

European Supervisory Authorities (EBA, EIOPA, ESMA) publish final draft Regulatory Technical Standards amending EMIR margin requirements for non-centrally cleared OTC derivatives, aligning variation margin rules for physically settled FX forwards with international standards and limiting scope to transactions between credit institutions and investment firms.

EBA, EIOPA, and ESMA publish joint draft regulatory technical standards (RTS) under Directive (EU) 2015/849 to define criteria for appointing Central Contact Points (CCPs) by payment service providers and e-money issuers, strengthening AML/CFT oversight and supervision across EU Member States.

EBA, EIOPA, and ESMA update Implementing Technical Standards on ECAI credit assessment mappings under CRR and Solvency II, reflecting five new credit rating agencies and one deregistration to ensure accurate risk weight allocation in EU banking and insurance regulation.

EBA report complementing 2021 guidelines on integrating ESG risks into the supervisory review (SREP) of investment firms under the Investment Firms Directive (IFD), covering business model analysis, governance, risk management, and capital and liquidity risks.

European Forum for Innovation Facilitators (EFIF) July 2020 meeting minutes – covering updates on innovation hubs and regulatory sandboxes, FinTech’s role in COVID-19 response, impacts on the FinTech sector, and discussions on the EU Digital Finance Strategy and EFIF awareness initiatives.

European Forum for Innovation Facilitators (EFIF) June 2021 meeting minutes – covering updates on EU innovation hubs and regulatory sandboxes, cross-border testing frameworks, RegTech adoption, the EU Digital Finance Platform, and discussions with the UK FCA on FinTech scaling and ESG-focused digital sandboxes.

European Forum for Innovation Facilitators (EFIF) October 2020 meeting minutes – covering updates on innovation hubs, regulatory sandboxes, multi-purpose digital platforms, RegTech trends, and the EU Digital Finance Strategy, with insights from national authorities and private sector participants.

October 2021 EFIF meeting minutes summarizing discussions on innovation hubs, regulatory sandboxes, and emerging technologies like AI, DLT, cryptoassets, and RegTech. Covers updates on EU frameworks (MiCA, DORA, AI Act), cross-border testing, and cooperation among ESMA, EBA, and EIOPA to foster fintech innovation and regulatory convergence.