Factsheets

EBA final report on draft Implementing Technical Standards amending EU 2016/2070 for the 2025 benchmarking exercise of internal models under CRD, covering credit and market risk assessments, including updates to templates, timelines, and the Alternative Internal Model Approach framework postponement.

European Banking Authority report analysing creditworthiness assessment practices of non-bank lenders (NBLs) across the EU, identifying gaps in regulatory frameworks, supervisory approaches, and compliance with Consumer Credit Directive (CCD) and Mortgage Credit Directive (MCD) requirements, based on 2020–2023 data.

European Banking Authority (EBA) record detailing personal data processing for staff learning and development activities under EUDPR Article 31, covering training planning, budget monitoring, and data sharing with external providers.

European Banking Authority (EBA) record detailing personal data processing for settling disagreements between EU competent authorities under Regulation (EU) No 1093/2010, covering mediation procedures, data categories, retention periods, and security measures.

European Banking Authority (EBA) record detailing personal data processing for handling complaints and investigating breaches of EU law by competent authorities under Regulation (EU) No 1093/2010, including procedures, data categories, and retention periods.

EBA’s record of processing activity under EUDPR Article 31 outlining the filming, publication, and data protection measures for staff and trainee testimonials on its website and social media to promote career opportunities and enhance employer visibility.

EBA Chairperson José Manuel Campa’s July 2024 public meeting register – details stakeholder engagements with the European Banking Federation and Addiko Bank AG on regulatory outlook, DORA implementation, prudential policy, and banking sector trends.

EBA public meeting register for July 2024 detailing Executive Director François-Louis Michaud’s engagements, including discussions with Jyske Bank A/S on EU banking rules and regulatory matters.

EBA and ECB 2024 report analysing payment fraud trends, including fraud levels, types, losses, and the impact of Strong Customer Authentication (SCA) across Europe in H1 2023.

EBA consults on draft Implementing Technical Standards for uniform reporting templates on charges and rejected transactions under SEPA Regulation (EU) 260/2012, covering methodology, cost-benefit analysis, and stakeholder feedback on instant payment data.

EBA consultation paper on Implementing Technical Standards under the SEPA Regulation, outlining reporting requirements for payment service providers on charges for credit transfers and payment accounts, rejected transactions, and compliance with the Instant Payments Regulation (EU 2024/886) by April 2025.

EBA consultation on Implementing Technical Standards under the SEPA Regulation – detailed reporting instructions for Payment Service Providers on credit transfers, charges, payment accounts, and rejected transactions, including templates and legal references.

European Commission requests EBA’s technical advice on a delegated act under EMIR to define fee calculation methods and payment modalities for financial and non-financial counterparties using validated pro-forma models for non-centrally cleared OTC derivatives, with a deadline of June 2025.

European Commission requests EBA technical advice on a delegated act under EMIR 3.0 to define fee determination methods and payment modalities for financial and non-financial counterparties using validated pro-forma models for OTC derivatives, ensuring proportionality and regulatory consistency.