Factsheets

Profile of Gema Diaz-Ufano Navarro, Head of Supervision and Financial Regulation at Banco Santander, outlining her role in coordinating regulatory compliance, supervisory relations, and interpreting EU financial regulations including sustainability and digital banking across global markets.

Profile of Erik Isak Bengtzboe, Chief Policy & Legal Adviser at Eurofinas, covering regulatory developments in consumer credit, AML, AI, data privacy, and sustainable finance for European credit institutions and non-banking entities.

Profile of Dominique Carriou, Head of Regulatory Affairs at the European Savings and Retail Banking Group (ESBG), covering key EU banking regulations including Basel rules, CRR3/CRD6, BRRD, sustainable finance (EU Taxonomy, SFDR), and consumer protection frameworks.

Profile of Dermott Jewell, consumer rights advocate and advisor, detailing his roles in EU and Irish regulatory bodies including the Financial Services & Pensions Ombudsman Council, Central Bank of Ireland, ESMA, and ANEC, focusing on consumer protection, dispute resolution, and financial services oversight.

Profile of Caroline Liesegang, Head of Capital and Risk Management, Sustainable Finance, and Research at AFME, detailing her career in banking supervision, stress testing, and regulatory policy at ECB, EBA, Commerzbank, and Deutsche Bundesbank.

Profile of Laura Grassi, EBA Banking Stakeholder Group member, focusing on digital innovation in finance, Fintech, Insurtech, and corporate governance, with expertise in applied research and collaboration with financial institutions and EU projects like Horizon Europe’s PIISA.

Profile of Prof. Dr. Edgar Löw – accounting expert and Frankfurt School of Finance professor specializing in bank accounting, IFRS, regulatory requirements, risk management, and ESG reporting for financial institutions.

Profile of Christian M. Stiefmueller – senior adviser at Finance Watch, former investment banker, and expert consultant on financial regulation, M&A, and capital markets, with publications on EU and international governance.

Profile of Julia Strau, Head of Group Regulatory Affairs at Raiffeisen Bank International AG, covering her role in EU and international regulatory implementation, Basel III alignment, and supervisory coordination across Central and Eastern Europe.

EBA Banking Stakeholder Group (BSG) minutes from July 2024 outlining discussions on EBA priorities for 2024–2025, including the banking package, DORA, digital Euro, proportionality, and stakeholder engagement rules, with updates on regulatory consultations and cross-sectoral cooperation.

EBA Chair José Manuel Campa outlines 2024 priorities at ECON hearing, addressing EU banking sector resilience, Basel III implementation, cyber risks, sustainable finance, crypto-asset supervision, and cross-border market integration.

EBA’s 2025 work programme outlines priorities and mandates under the EU Single Rulebook, financial stability, DORA oversight, MiCAR supervision, and AML/CFT, focusing on implementing CRR III/CRD VI, stress-testing, and new responsibilities for crypto-asset providers and IT service oversight.

EBA, EIOPA, and ESMA jointly respond to the European Commission’s rejection of DORA’s draft Implementing Technical Standards on ICT third-party service provider identification, advocating for mandatory LEI use over EUID to ensure operational resilience, supervisory efficiency, and global consistency in financial sector risk management.