Director of Prudential Regulation and Supervisory Policy

Isabelle Vaillant

Isabelle Vaillant is responsible for delivering the EBA's prudential and resolution policy work as well as for overseeing the implementation of the standards with a view to ensuring a harmonised supervisory and resolution set of approaches across the EU. From 2011 to 2018, Isabelle was responsible for the production of the EBA regulatory work. Prior to this appointment, she was Head Inspector for on-site examinations at the French Financial Markets Authority. Between 1996 and 2010, Isabelle held several positions within Banque de France, including Deputy Director of the European and International Relations Directorate, Head of the Large International Credit Institutions Supervisory Department, Head of the International Regulation Department and Head of the European Regulation Division. Isabelle Vaillant graduated in Political Sciences at the Institute of Political Studies of Paris and completed a postgraduate MSc in Economics and Econometrics at the University of Paris X Nanterre.

Director of Innovation, Conduct and Consumers

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Marilin Pikaro is responsible for the EBA’s thematic and policy work on digital finance and information and communication technology (ICT) and security risks, the setting up of supervisory framework under Markets in Crypto-Assets Regulation (MiCAR) and oversight in relation to the Digital Operational Resilience Act (DORA), consumer protection, and Anti Money Laundering and Countering the Financing of Terrorism (AML/CFT).  

Marilin has a wealth of experience in both the public and private sector. Before joining the EBA, she was a special advisor to the European Commission. She has been a Chief Compliance Officer and member of the Executive team and Management Board at a banking group. Prior to that, she was leading Fraud Investigation & Dispute Services at a leading audit firm and worked as a senior investigator at the Estonian Criminal Police. Marilin Pikaro holds an EMBA degree from the University of Oxford, Said Business School.

Director of Economic and Risk Analysis


Responsive imageJacob Gyntelberg is responsible for the EBA’s work on economic and risk analysis. He leads the units in charge of conducting economic analyses and impact assessments, risk analyses and stress testing and assessments of environmental, social and governance (ESG) risks. Jacob has over two decades of experience in financial stability, risks, regulation, and capital markets. Until recently, he was Deputy Chief Risk Officer for the Nordea Group and prior to that, he was responsible for capital management at Danske Bank. In addition, Jacob worked for 13 years at the Bank for International Settlements, in Basel and Hong Kong, dealing with a wide range of global financial stability issues, central bank cooperation, regulation of global derivatives markets regulation and the Libor scandal. Jacob has written numerous research papers and analysis pieces focused on financial markets, economic and regulatory developments, and central bank policy issues. His most recent research is focused on the cost of capital for banks. He has taught for several years at the University of Copenhagen and the Copenhagen Business School and is currently an external assessor in Economics covering the Master and Bachelor programs at the University of Copenhagen and Aarhus University.

Director of Data Analytics, Reporting and Transparency

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Meri Rimmanen is responsible for the EBA’s data hub, analytical tools and data services, as well as the development and maintenance of the authority’s integrated supervisory reporting and disclosures framework. Previously to her appointment, she has led the EBA’s Unit dealing with reporting, loan management and transparency. Meri joined the EBA at its inception and has worked on a wide range of reporting, data quality management, analytical tools and risk analysis issues. Prior to joining the EBA she worked in banking supervision, prudential policy and risk analysis at the Finnish Financial Supervisory Authority.        


Director of Operations

Peter Mihalik

Peter Mihalik is the Director of Operations at the EBA, where he is responsible for the agency's budget, financial, procurement and IT services. He also oversees all activities related to human resources, corporate support and communications. Peter Mihalik holds an MBA from the London Business School, UK, as well as a Master's degree in Engineering from the Slovak Technical University in Bratislava, Slovakia. He has more than 20 years' experience in business modelling, strategy dynamics, decision and risk analysis in both the public and private sector, as well as experience in consultancy. Before joining the EBA, Peter worked as Head of Section Systems at the European Central Bank (ECB) in Frankfurt, Germany, where he was managing IT systems engineering, and was responsible for the maintenance and infrastructure development of server environments.