- Question ID
-
2026_7682
- Legal act
- Regulation (EU) No 575/2013 (CRR)
- Topic
- Credit risk
- Article
-
230
- Paragraph
-
4
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Not applicable
- Article/Paragraph
-
N/A
- Name of institution / submitter
-
Kurt Lund Accountancy
- Country of incorporation / residence
-
Sweden
- Type of submitter
-
Consultancy firm
- Subject matter
-
Alternative treatment and SME support factor
- Question
-
If an institution uses the alternative treatment i CRR3 article 230 (4), does the exposure then qualify to use the SME supporting factor?
- Background on the question
-
It is not clear if the 50% risk weight can be combined with the SME supporting factor from CRR3 article 501. The assumption is that the obligor and the exposure fulfils the requirements for using the SME supporting factor.
- Submission date
- Rejected publishing date
-
- Rationale for rejection
-
This question has been rejected because the issue it deals with is already explained or addressed in the regulatory framework, which is sufficiently clear and unambiguous.
The Single Rule Book Q&A tool has been established to provide explanations and non-binding interpretations on questions relating to the practical application or implementation of the provisions of legislative acts referred to in Article 1(2) of the EBA’s founding Regulation, as well as associated delegated and implementing acts, and guidelines and recommendations, adopted under these legislative acts.
For further information on the purpose of this tool and on how to submit questions, please see “Additional background and guidance for asking questions”.
- Status
-
Rejected question
