Question ID
2025_7627
Legal act
Regulation (EU) 2024/886 (IPR)
Topic
Instant payments
Article
The amendment of Article 15 of SEPA Regulation introduced by the Instant Payment Regulation (IPR)
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Not applicable
Article/Paragraph
The amendment of Article 15 of SEPA Regulation
Name of institution / submitter
Banque Fiducial
Country of incorporation / residence
France
Type of submitter
Credit institution
Subject matter
Regulation (EU) 2024/886 of the European Parliament : Specify uniform reporting templates - Submit date
Question

Dear Madam, Sir,

 

Fiducial Banque received the first IP (instant payment) in 2024. 

On April 9, 2026, do we need to submit two declarations : the first for the year 2024  and the second for the year 2025 ?

 

Thanks in advance for your response.

 

Best regards

Marwa Souissi 

Background on the question

Regulation (EU) 2024/886 of the European Parliament and of the Council of 13 March 2024 amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366 as regards instant credit transfers in euro.

 

 Regulation (EU) No 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009.

Submission date
Rejected publishing date
Rationale for rejection

This question has been rejected because it does not fulfil the formal criteria for submission or the issue it raises is out of scope of the Q&A process and does not relate to the legislative acts referred to in Article 1(2) of the EBA Regulation and their associated delegated and implementing acts, guidelines and recommendations.

Status
Rejected question